4507 Lake Heather Cir, photo 1
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Overview

3 bd2 ba1,553 sqft2 car garageSingle Family
TypeSingle Family
HOA$350/yr
Built2017
Lot10,890 sqft
Living area1,553 sqft
Price / sqft$290
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

4507 Lake Heather Cir is a 2017-built home in Pine Island Village, St James City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,553 square feet of living space. Listed at $450,000 (about $290/sqft), 46 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $350 annually.

From the listing

WIDE LAKE VIEWS, A BRAND NEW 2026 KITCHEN AND PEACEFUL PINE ISLAND LIVING! Welcome to Pine Island Village in Saint James City, where tranquil water views, an open layout and the relaxed charm of Old Florida come together in this beautiful 3 bedroom, 2 bathroom home offering 1,553 square feet of living space on a .25 acre homesite. Positioned on one of the higher elevations on the island and located in Flood Zone X, the home sustained no damage from recent storms, offering added peace of mind. Inside, the bright great room features tile flooring throughout, tray ceilings, abundant natural light and expansive lake views. At the heart of the home is the completely remodeled kitchen, NEW IN 2026, featuring white shaker cabinetry, striking stone countertops with a matching full height backsplash, an oversized island with plenty of prep and seating space, farmhouse style sink, stainless steel appliances, wall ovens, cooktop, pot filler, modern black hardware and generous storage. A large window overlooking the lake brings the peaceful setting right into the kitchen, while the open design flows easily into the living and dining areas. The spacious primary suite features a tray ceiling, private access to the screened lanai and an en suite bath with dual vanities, ample cabinetry and a walk in tiled shower. Two additional bedrooms provide flexibility for guests, a home office or hobby space, while the guest bath offers a granite vanity, tub and shower combination and convenient exterior access. Step outside to the screened and pavered lanai overlooking the expansive backyard and lake, an ideal place to enjoy quiet mornings and peaceful evenings. Additional features include a metal roof, impact rated windows and doors, a pavered driveway and a two car garage. Pine Island Village is a small, friendly community with a low HOA of just $350 per year, a community pool, basketball court and walking areas. Beyond the neighborhood, Pine Island offers a slower paced Old Florida lifestyle surrounded by tropical farms, native wildlife and natural beauty, while still putting you close to local restaurants, live music, art, world class fishing, boating and ferry access to the surrounding barrier islands. COME EXPERIENCE THE SPACE, WATER VIEWS AND LAID BACK ISLAND LIFESTYLE THAT MAKE THIS HOME SO SPECIAL!

The essentials

Built
2017
Price / sqft
$290
On market
46 days
Annual tax
$3,681
HOA
$350/yr
Flood zone
X500 · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
2 car garage
0.25 acres
Lot size
1,553 sqft
Living area

Payment

Est. monthly payment
$2,908/mo
Down payment (20%)
$90,000
Property taxes
$307/mo
HOA
$350/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
10,890 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
46
Built-in Features
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Tray Ceiling(s)
Window Treatments
Private Mailbox
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$3,681
Parcel #
15-45-22-02-00004.0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pine Island Village
County
Lee
MLS Area
33956 - Saint James City
Lot Size
10,890 sqft
HOA
$350/yr

Price history

Date
Event
Price
9/3/2026
Listed for sale
Source: Stellar MLS #TB8545753
$450,000
$290/sqft

Neighborhood

4507 Lake Heather Cir
St James City, FL, 33956 · 33956 - Saint James City

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$440,000 – $450,000
97.5% – 100% of listTops out right at the list price
80% of listList price
257 of the last 513 home closings in Lee County landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 46.

Sample: 513 closed home sales in Lee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,908/mo
Principal & interest$2,347
Property taxes$307
Insurance$225
HOA$29
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$290 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,553 sq ft

Time on market

46 days

Year built

2017

Monthly payment

About $2,908/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,681 annual tax bill, insurance, and the $350/yr HOA fee.

HOA fee

$350/yr

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTHE KEYES COMPANYListing agent: Tiffany PackardListing data from Stellar MLS, MLS# TB8545753.

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