3605 Stabile Rd, photo 1
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Overview

4 bd3 ba3,850 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2004
Lot9,583 sqft
Living area3,850 sqft
Price / sqft$621
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingElevatorHigh CeilingsPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsStone Counters

3605 Stabile Rd is a 2004-built home in St Jude Harbors, St James City. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,850 square feet of living space. Listed at $2,390,000 (about $621/sqft), 218 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Discover refined waterfront living in this distinctive 4 bedroom, 3 bathroom residence offering 3,850 square feet of thoughtfully designed interior space along a saltwater canal with access leading toward the Gulf. Blending elevated craftsmanship with meaningful upgrades, the home is anchored by a 2023 metal roof, powered hurricane shutters, and a spacious 3 car garage with overhead storage and built-in shelving. Inside, soaring ceilings create an immediate sense of scale, while elegant architectural arches, recessed lighting, and a polished, cohesive finish add warmth and sophistication throughout the main living spaces. The chef’s kitchen serves as a true centerpiece, appointed with stainless steel appliances, granite countertops, and two oversized islands, one with a sink and butcher-block surface and the other with breakfast-bar seating. Designed for both everyday living and elevated entertaining, the kitchen also features a 6-burner gas range with separate grill and flattop, pot filler, double ovens, a stainless hood, walk-in pantry, and built-in humidor. A striking double-sided fireplace gracefully separates the living and dining areas, creating an inviting backdrop for gatherings and quiet evenings alike. In the living room, a wet bar with utility sink and bar seating adds another layer of convenience, while doors open directly to the private courtyard retreat. Tile flooring enhances the main living areas, complemented by the warmth of wood flooring in the bedrooms. Upstairs, the primary suite offers a tray ceiling, fireplace, a large walk-in closet with built-ins, and two private balconies, one overlooking the water and the other overlooking the pool courtyard. Additional bedrooms feature built-in closets, with the rear bedroom enjoying its own waterfront balcony. Functional details continue with a dedicated laundry room with utility sink and cabinetry, wood stairs with decorative metal railing, and a unique pneumatic tube elevator. Outdoors, the property unfolds into a private resort-style setting. French doors lead to a covered and screened wraparound lanai with ceiling fans and lighting, creating a seamless extension of the home’s living space. The courtyard pool and spa, renovated by Aquatech Pools, are finished with marble pavers and enhanced by a water feature and built-in bench seating, creating a setting that feels both elegant and inviting. For boating enthusiasts, the waterfront infrastructure is exceptional. A composite dock wraps around the 10,000 pound covered boat lift and is accented by solar-powered lighting, making evenings on the water as effortless as they are memorable. Whether heading out for the day or returning at sunset, the dock is designed for smooth daily use. Ideally located near St. Jude Nature Trail, St. James Creek Preserve, marinas, dining, shopping, and everyday conveniences, this residence presents an exceptional opportunity to enjoy a polished waterfront lifestyle with comfort, style, and direct access to the water.

The essentials

Built
2004
Price / sqft
$621
On market
218 days
Annual tax
$14,806
Flood zone
AE
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Waterfront
Canal - Saltwater
Private pool
Deck
3 car garage
9,583 sqft lot
Lot size

Payment

Est. monthly payment
$14,894/mo
Down payment (20%)
$478,000
Property taxes
$1,234/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
9,583 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
Deck, In Ground, Lighting
Waterfront
Canal - Saltwater
Days on Market
218
Ceiling Fans(s)
Crown Molding
Elevator
High Ceilings
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Wet Bar
Balcony
Courtyard
Hurricane Shutters
Lighting
Private Mailbox
Rain Gutters
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$14,806
Parcel #
35-45-22-21-00003.0110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Jude Harbors
County
Lee
MLS Area
33956 - Saint James City
Lot Size
9,583 sqft

Price history

Date
Event
Price
5/31/2026
Price change
Source: Stellar MLS #N6143431
$2,390,000-4.0%
$621/sqft
3/15/2026
Listed for sale
Source: Stellar MLS #N6143431
$2,490,000
$647/sqft

Neighborhood

3605 Stabile Rd
St James City, FL, 33956 · 33956 - Saint James City

Market insights

Offer Insights

Choose an offer strength

List price: $2,390,000
$2.33M – $2.39M
97.5% – 100% of listTops out right at the list price
80% of listList price
257 of the last 513 home closings in Lee County landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 218 after a $100,000 cut.

Sample: 513 closed home sales in Lee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$14,894/mo
Principal & interest$12,465
Property taxes$1,234
Insurance$1,195
Down payment20% · $478,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,390,000

$621 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,850 sq ft

Time on market

218 days

Year built

2004

Monthly payment

About $14,894/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,806 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byNEXTHOME SUNCOASTListing agent: Nick FlerlageListing data from Stellar MLS, MLS# N6143431.

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