4501 Royal Palm Ranch Dr, photo 1
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Overview

3 bd2 ba1,212 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot462,607 sqft
Living area1,212 sqft
Price / sqft$821
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWindow Treatments

4501 Royal Palm Ranch Dr is a 1979-built home in Acreage & Unrec, St James City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,212 square feet of living space. Listed at $995,000 (about $821/sqft), 311 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

This property is located at 4501 Royal Palm Ranch Drive in St. James City, Lee County, Florida, and consists of approximately 10.68 acres situated at the end of a private road. The parcel is bordered by county preserve land, offering a setting with limited through traffic and surrounding open space. The property includes a ranch-style residence and additional land suitable for a variety of residential or agricultural uses, subject to local zoning and permitting requirements. Purchasing the home with furniture included is negotiable. The existing home has undergone recent updates, including a remodel completed within the past year and the installation of a new metal roof. According to the owner, the home experienced no reported damage or flooding from recent hurricanes. The residence is positioned to take advantage of the western view across the property, including a pond located behind the home and evening sunsets from the back porch. The land includes cleared and usable areas, with soil already staged and prepared for potential future construction or expansion. Buyers may choose to use the existing home as a primary residence, secondary residence, or temporary housing while planning additional improvements. The acreage also allows for consideration of agricultural uses such as a small farm or grove, subject to county regulations. Access to the property is provided by Royal Palm Ranch Drive, with the parcel located at the road’s end. The surrounding county preserve contributes to privacy and limits future development immediately adjacent to the property. Utilities and infrastructure should be independently verified by buyers based on intended use. An additional feature of this offering is the potential to acquire adjoining parcels, allowing a buyer to expand the total acreage up to approximately 41.97 acres. This presents opportunities for larger-scale land ownership, agricultural operations, or long-term land investment, depending on buyer objectives and regulatory compliance. The property is located within St. James City on Pine Island, an area known for its access to coastal resources, boating, fishing, and a rural residential atmosphere. Nearby towns and cities provide access to services, shopping, dining, and healthcare.

The essentials

Built
1979
Price / sqft
$821
On market
311 days
Annual tax
$6,701
Flood zone
AE
Lot
462,607 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
1 car garage
10.62 acres
Lot size
1,212 sqft
Living area

Payment

Est. monthly payment
$6,245/mo
Down payment (20%)
$199,000
Property taxes
$558/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
462,607 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
311
Ceiling Fans(s)
Crown Molding
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Window Treatments
Awning(s)
Garden
Hurricane Shutters
Misting System
Private Entrance
Sliding Doors
Dishwasher
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Washer
Water Softener
Wine Refrigerator
Elementary
Pine Island Elementary

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2024)
$6,701
Parcel #
15-45-22-00-00003.0010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Acreage & Unrec
County
Lee
MLS Area
33956 - Saint James City
Lot Size
462,607 sqft
PasturePrivate

Price history

Date
Event
Price
3/22/2026
Price change
Source: Stellar MLS #OM715050
$995,000-13.5%
$821/sqft
12/12/2025
Listed for sale
Source: Stellar MLS #OM715050
$1,150,000
$949/sqft

Neighborhood

4501 Royal Palm Ranch Dr
St James City, FL, 33956 · 33956 - Saint James City

Market insights

Offer Insights

Choose an offer strength

List price: $995,000
$970,000 – $995,000
97.5% – 100% of listTops out right at the list price
80% of listList price
257 of the last 513 home closings in Lee County landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 311 after a $155,000 cut.

Sample: 513 closed home sales in Lee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,245/mo
Principal & interest$5,189
Property taxes$558
Insurance$498
Down payment20% · $199,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$995,000

$821 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,212 sq ft

Time on market

311 days

Year built

1979

Monthly payment

About $6,245/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,701 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byWHITETAIL PROPERTIES REAL ESTATEListing agent: Erik FlettListing data from Stellar MLS, MLS# OM715050.

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