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About this home
4501 Royal Palm Ranch Dr is a 1979-built home in Acreage & Unrec, St James City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,212 square feet of living space. Listed at $995,000 (about $821/sqft), 311 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
This property is located at 4501 Royal Palm Ranch Drive in St. James City, Lee County, Florida, and consists of approximately 10.68 acres situated at the end of a private road. The parcel is bordered by county preserve land, offering a setting with limited through traffic and surrounding open space. The property includes a ranch-style residence and additional land suitable for a variety of residential or agricultural uses, subject to local zoning and permitting requirements. Purchasing the home with furniture included is negotiable. The existing home has undergone recent updates, including a remodel completed within the past year and the installation of a new metal roof. According to the owner, the home experienced no reported damage or flooding from recent hurricanes. The residence is positioned to take advantage of the western view across the property, including a pond located behind the home and evening sunsets from the back porch. The land includes cleared and usable areas, with soil already staged and prepared for potential future construction or expansion. Buyers may choose to use the existing home as a primary residence, secondary residence, or temporary housing while planning additional improvements. The acreage also allows for consideration of agricultural uses such as a small farm or grove, subject to county regulations. Access to the property is provided by Royal Palm Ranch Drive, with the parcel located at the road’s end. The surrounding county preserve contributes to privacy and limits future development immediately adjacent to the property. Utilities and infrastructure should be independently verified by buyers based on intended use. An additional feature of this offering is the potential to acquire adjoining parcels, allowing a buyer to expand the total acreage up to approximately 41.97 acres. This presents opportunities for larger-scale land ownership, agricultural operations, or long-term land investment, depending on buyer objectives and regulatory compliance. The property is located within St. James City on Pine Island, an area known for its access to coastal resources, boating, fishing, and a rural residential atmosphere. Nearby towns and cities provide access to services, shopping, dining, and healthcare.
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$995,000
$821 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,212 sq ft
Time on market
311 days
Year built
1979
Monthly payment
About $6,245/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,701 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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