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Overview

3 bd4 ba3,810 sqft6 car garageSingle Family
TypeSingle Family
HOANone listed
Built2018
Lot148,104 sqft
Living area3,810 sqft
Price / sqft$1,115
Garage6 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen Floorplan

2755 Cussell Dr is a 2018-built home in St James Cove, St James City. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,810 square feet of living space. Listed at $4,250,000 (about $1,115/sqft), 39 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to an extraordinary waterfront estate where 3.4 acres, exceptional boating access and resort-style living come together in one remarkable property. With approximately 1,561 feet of deep-water canal frontage, commanding wide-water views and boating access leading out to the harbor and beyond, this is the kind of Southwest Florida estate that immediately stands apart. On 9/9/26, two parcels were legally combined to create an exceptionally unique waterfront footprint. The consolidation may also provide an opportunity for reduced property taxes. Enter through the gated entrance and follow a palm tree lined driveway to this custom Stearns-built residence, offered fully furnished. Inside, the dramatic great room rises approximately 21 feet, with a floor-to-ceiling stone fireplace, maple ceilings, cherry built-ins and an impressive open staircase. High-end craftsmanship and substantial architectural details carry throughout the home. A dedicated office and separate media room provide spaces designed specifically for working from home and relaxing or entertaining. Open up to the outside and the property transforms into a waterfront resort. The expansive lanai overlooks a zero-edge infinity pool and whirlpool, with a full outdoor kitchen, cypress ceilings, fire feature and generous entertaining areas. Watch manatees move through the canal, dolphins pass the dock and boats cruise by while entertaining poolside. From sunrise coffee by the water to sunset cocktails around the pool, this is a home built for the Florida lifestyle—where weekends feel like vacations and the hardest decision may be whether to take the boat or the golf cart. For boaters and anglers, a custom boathouse features a captain's walk and an 8,000-pound boat lift, while a 90-foot dock provides additional room for larger or visiting vessels. From here, explore Pine Island Sound, Sanibel, Captiva, Cayo Costa, Cabbage Key and the Gulf, with world-class fishing, waterfront restaurants and island destinations accessible by boat. The infrastructure behind the lifestyle is equally impressive, with impact windows, a whole-home and pool equipment generator, whole-house dehumidification system, 1,000-gallon buried propane tank, multi-zone air conditioning and ultra-high-speed internet connectivity. Even more impressive for a waterfront estate of this scale, current flood insurance is less than $1,700 annually. Two garages accommodate six vehicles, with high ceilings offering the potential to add lifts—an incredible setup for the car enthusiast, collector or anyone who needs room for the toys. Located just one mile from the heart of Saint James City, you can hop on your golf cart and enjoy local restaurants, bars, marinas and the laid-back island atmosphere that makes this community so unique. The real story here is difficult to duplicate: 3.4 acres, 1,561 feet of waterfront, serious boating infrastructure, a custom estate and resort-style outdoor living in one of Southwest Florida's most distinctive boating communities. After all, why own any old waterfront home when you can own one that is truly remembered?

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The essentials

Built
2018
Price / sqft
$1,115
On market
39 days
Annual tax
$29,839
Flood zone
AE
Lot
148,104 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Waterfront
Canal - Saltwater
Private pool
Heated
6 car garage
Boat
3.40 acres
Lot size

Payment

Est. monthly payment
$26,777/mo
Down payment (20%)
$850,000
Property taxes
$2,487/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
148,104 sqft
Cooling
Central Air, Humidity Control
Heating
Central
Parking
Boat, Driveway, Garage Door Opener, Ground Level, Oversized, Parking Pad, Garage, Workshop in Garage
Pool
Deck, Gunite, Heated, In Ground, Infinity, Lighting, Outside Bath Access, Salt Water, Self Cleaning
Waterfront
Canal - Saltwater
Days on Market
39
Built-in Features
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Storage
Bar Fridge
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Refrigerator
Washer
Elementary
Pine Island Elementary
Middle
Gulf Middle School
High
Ida S. Baker High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$29,839
Parcel #
01 46 22 L1 00001 0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St James Cove
County
Lee
MLS Area
33956 - Saint James City
Lot Size
148,104 sqft
Conservation AreaOversized LotStreet Dead-End

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #C7530353
$4,250,000
$1,115/sqft

Neighborhood

2755 Cussell Dr
St James City, FL, 33956 · 33956 - Saint James City

Market insights

Offer Insights

Choose an offer strength

List price: $4,250,000
$4.14M – $4.25M
97.5% – 100% of listTops out right at the list price
80% of listList price
257 of the last 513 home closings in Lee County landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 39.

Sample: 513 closed home sales in Lee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$26,777/mo
Principal & interest$22,165
Property taxes$2,487
Insurance$2,125
Down payment20% · $850,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$4,250,000

$1,115 per sq ft

Beds and baths

3 beds, 4 baths

Size

3,810 sq ft

Time on market

39 days

Year built

2018

Monthly payment

About $26,777/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $29,839 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byCOLDWELL BANKER REALTYListing agent: Bradly LinenbergListing data from Stellar MLS, MLS# C7530353.

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