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About this home
3544 Ruby Ave is a 1993-built home in Bayview Acres, St James City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,950 square feet of living space. Listed at $1,249,000 (about $423/sqft), 35 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, AND 189 feet of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this spacious 4-befroom, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to your private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift and fillet station, with quick access to open water for boating, fishing, kayaking, and unforgettable sunset cruises. Inside, the bright and inviting floor plan is designed for both relaxing and entertaining. The gourmet kitchen features custom cabinetry, Corian countertops, stainless steel appliances, a wine refrigerator, and generous space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides additonal privacy and includes its own kitchen and laundry. Surrounded by lush tropical landscaping and water views, this is more than a home--it's a lifestyle. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of St. James City with the unmistakealbe feel of the Florida Keys right at home. This "Coastal Escape" currently on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. This home is in high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,249,000
$423 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,950 sq ft
Time on market
35 days
Year built
1993
Monthly payment
About $8,423/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,418 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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