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Overview

5 bd4 ba2,372 sqftSingle Family
TypeSingle Family
HOANone listed
Built1976
Lot13,504 sqft
Living area2,372 sqft
Price / sqft$185

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomDishwasherDryerMicrowave

3728 Gasparilla St is a 1976-built home in P I Tropical Homesites, St James City. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,372 square feet of living space. Listed at $439,000 (about $185/sqft), 101 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Welcome to an exceptional opportunity offering THREE LIVING SPACES completely renovated, upgraded, and updated on one spacious property! The main residence features 3 bedrooms, 2 bathrooms, and approximately 1,800 square feet of thoughtfully updated space, PLUS an attached EFFICIENCY apartment and a DETACHED 2-bedroom, 1-bath Guest House - Additional Dwelling Unit (ADU), creating endless possibilities for multi-generational living, guest accommodations, rental income, or a private home office. The main home has been extensively renovated from top to bottom with updated electrical, plumbing, spray foam insulation, Argon gas windows, architectural shingle roof, central air conditioning with Wi-Fi thermostat, on-demand water heater, luxury water-resistant vinyl flooring, custom trim, six-panel doors, recessed lighting, Wi-Fi controlled ceiling fans, and fresh interior paint throughout. The stunning kitchen showcases custom cabinetry with Lazy Susan storage, custom tile backsplash, stainless steel appliances, under-cabinet microwave, and flexible faucet. The spacious living room is highlighted by a custom tongue-and-groove ceiling, built-in entertainment wall, and electric fireplace with customizable Wi-Fi lighting and heat settings. The attached efficiency apartment offers approximately 484 gross square feet (not included in the county heated living area) and is privately separated from the main home with locking French doors while maintaining its own exterior entrance. Complete with a full kitchen, full bathroom, washer/dryer combo, mini-split HVAC system, ceramic tile flooring, custom finishes, and private living space, it's ideal for guests or rental income. Also located on the property is a detached 588 -square-foot ADU (not included in the county heated living area) featuring 2 bedrooms, 1 bathroom, a full kitchen with new cabinetry and appliances, stacked washer/dryer, mini-split air conditioning, updated bathroom, ceramic tile flooring, French doors, and covered front porch. Outside, you'll find room for all your toys with ample parking for boats, RVs, trailers, and work vehicles. Two separate RV/camper hookups include electric and septic connections. Relax beneath mature oak trees or enjoy fresh fruit from the producing mango tree. Enjoy watching your 2 lemon trees mature and come to fruition. The extended front porch with three ceiling fans creates the perfect place to unwind. Located less than a half mile from a public boat and kayak launch and just minutes from pickleball, tennis courts, restaurants, shopping, and entertainment, this unique smart-home property offers incredible flexibility for homeowners and investors alike. Live in one residence while generating rental income from the others, accommodate extended family, or create the ultimate private compound. Plus, Offering a 1 year home warranty! An extraordinary offering like this is truly one of a kind!

The essentials

Built
1976
Price / sqft
$185
On market
101 days
Annual tax
$3,320
Flood zone
AE
Lot
13,504 sqft
Type
Single Family Residence

At a glance

Single family
Built 1976
0.31 acres
Lot size
2,372 sqft
Living area

Payment

Est. monthly payment
$2,786/mo
Down payment (20%)
$87,800
Property taxes
$277/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1976
Lot
13,504 sqft
Cooling
Central Air, Mini-Split Unit(s), Wall/Window Unit(s)
Heating
Central, Electric, Ductless
Parking
Converted Garage, Driveway
Days on Market
101
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Dishwasher
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Flood Zone AE
Annual Tax (2025)
$3,320
Parcel #
23-45-22-01-00008.0430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
P I Tropical Homesites
County
Lee
MLS Area
33956 - Saint James City
Lot Size
13,504 sqft
Oversized Lot

Price history

Date
Event
Price
9/6/2026
Price change
Source: Stellar MLS #V4950163
$439,000-3.3%
$185/sqft
-
Price change
Source: Stellar MLS #V4950163
$454,000-3.2%
$191/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #V4950163
$469,000
$198/sqft

Neighborhood

3728 Gasparilla St
St James City, FL, 33956 · 33956 - Saint James City

Market insights

Offer Insights

Choose an offer strength

List price: $439,000
$427,500 – $439,000
97.5% – 100% of listTops out right at the list price
80% of listList price
257 of the last 513 home closings in Lee County landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 101 after a $30,000 cut.

Sample: 513 closed home sales in Lee County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,786/mo
Principal & interest$2,290
Property taxes$277
Insurance$220
Down payment20% · $87,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$439,000

$185 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,372 sq ft

Time on market

101 days

Year built

1976

Monthly payment

About $2,786/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,320 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOLDWELL BANKER REALTYListing agent: Chris BlondinListing data from Stellar MLS, MLS# V4950163.

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