2875 Hornbill Dr, photo 1
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Overview

4 bd3 ba2,631 sqft2 car garageSingle Family
TypeSingle Family
HOA$76/mo
Built2025
Lot6,000 sqft
Living area2,631 sqft
Price / sqft$171
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanSolid Surface CountersThermostatWindow TreatmentsSidewalkSprinkler MeteredPark

2875 Hornbill Dr is a 2025-built home in The Reserve At Twin Lakes, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,631 square feet of living space. Listed at $449,935 (about $171/sqft), 239 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $76 monthly.

From the listing

Brand new, energy-efficient home available NOW! Entertain guests with ease with an open kitchen which overlooks the dining and great room. First floor flex space can be best used to fit your needs. Upstairs primary suite features an oversized walk-in closet. Now selling from high $300s, The Reserve at Twin Lakes is a community of single-family homes in the heart of St. Cloud, FL. This community has easy access to Narcoossee Road, 192, and is just minutes from Lake Nona. The Reserve at Twin Lakes provides gorgeous open floorplans right for every lifestyle. With resort-style amenities, such as a pool, cabana, & splash pad - this community surely has everything you need. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2025
Price / sqft
$171
On market
239 days
Annual tax
$0
HOA
$76/mo
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
Driveway
6,000 sqft lot
Lot size
2,631 sqft
Living area

Payment

Est. monthly payment
$3,229/mo
Down payment (20%)
$89,987
Property taxes
$0/mo
HOA
$76/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,000 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
Driveway, Garage Door Opener
Days on Market
239
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Window Treatments
Sidewalk
Sprinkler Metered
Park
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$0
Parcel #
20-26-31-5266-0001-1179

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Reserve At Twin Lakes
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,000 sqft
HOA
$76/mo
The Reserve at Twin Lakes Homeowners Association,

Price history

Date
Event
Price
4/22/2026
Price change
Source: Stellar MLS #TB8477098
$449,935-1.1%
$171/sqft
-
Price change
Source: Stellar MLS #TB8477098
$454,935-2.4%
$173/sqft
2/20/2026
Listed for sale
Source: Stellar MLS #TB8477098
$466,000
$177/sqft

Neighborhood

2875 Hornbill Dr
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Calculator

Est. monthly payment
$3,229/mo
Principal & interest$2,347
Property taxes$581
Insurance$225
HOA$76
Down payment20% · $89,987
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,935

$171 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,631 sq ft

Time on market

239 days

Year built

2025

Monthly payment

About $3,229/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $76/mo HOA fee.

HOA fee

$76/mo

Managed by The Reserve at Twin Lakes Homeowners Association,.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byMERITAGE HOMES OF FL REALTYListing agent: Bryan SumnerListing data from Stellar MLS, MLS# TB8477098.

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