1524 Indian Bay Rd, photo 1
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Overview

2 bd2 ba1,348 sqft4 car garageSingle Family
TypeSingle Family
HOANone listed
Built1945
Lot213,444 sqft
Living area1,348 sqft
Price / sqft$538
Garage4 car

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About this home

Eat-in KitchenHigh CeilingsPrimarybedroom UpstairsSolid Wood CabinetsWalk-in Closet(s)Private YardSliding DoorsStorage

1524 Indian Bay Rd is a 1945-built home in None, Hernando Beach. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,348 square feet of living space. Listed at $725,000 (about $538/sqft), 232 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

RARE & REMARKABLE OPPORTUNITY! Discover the perfect blend of privacy, coastal beauty, and future potential with 5 acres MOL offering stunning Gulf views and indirect Gulf access. This truly one-of-a-kind property delivers the ultimate Old Florida lifestyle — where nature, water, and wide-open space come together. The updated 2-bedroom, 1.5-bath home is full of classic Florida character and charm, thoughtfully improved while maintaining its coastal appeal. One of the standout features is the covered and screened patio overlooking the canal — the ideal setting for morning coffee, evening sunsets, fishing, bird watching, and enjoying the peaceful waterfront surroundings. This property feels like your own private sanctuary. For those who need extra space, the impressive 28x24 detached garage provides ample room for boats, kayaks, workshop space, or additional storage. Another amazing feature is the private neighborhood park area across the street that provides direct access to the Gulf. Located just minutes from Hernando Beach, shopping, and local restaurants, you’ll enjoy the charm of this laid-back coastal community while still having acreage that is nearly impossible to find near the water. Whether you’re looking for a private waterfront retreat, multigenerational living potential, or future investment opportunity with subdivision options per Hernando County, this property delivers flexibility and upside that are hard to match. Waterfront acreage. Gulf views. Endless potential. This is what Florida dreams are made of.

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The essentials

Built
1945
Price / sqft
$538
On market
232 days
Annual tax
$4,686
Flood zone
AE
Lot
213,444 sqft
Type
Single Family Residence

At a glance

Single family
Built 1945
Waterfront
Canal - Saltwater
4 car garage
Ground Level
4.90 acres
Lot size
1,348 sqft
Living area

Payment

Est. monthly payment
$4,534/mo
Down payment (20%)
$145,000
Property taxes
$391/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1945
Lot
213,444 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Ground Level, Off Street, Oversized, Workshop in Garage
Waterfront
Canal - Saltwater
Days on Market
232
Eat-in Kitchen
High Ceilings
Primarybedroom Upstairs
Solid Wood Cabinets
Walk-in Closet(s)
Private Yard
Sliding Doors
Storage
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$4,686
Parcel #
R25-423-16-0000-0110-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
None
County
Hernando
MLS Area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size
213,444 sqft
Drainage CanalLandscapedLevelPaved

Price history

Date
Event
Price
2/28/2026
Listed for sale
Source: Stellar MLS #TB8481004
$725,000+625.0%
$538/sqft
3/27/2018
Sold
Source: Hernando County Public Record
$100,000
$74/sqft

Neighborhood

1524 Indian Bay Rd
Hernando Beach, FL, 34607 · 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch

Market insights

Offer Insights

Choose an offer strength

List price: $725,000
$700,000 – $725,000
96.4% – 100% of listTops out right at the list price
80% of listList price
56 of the last 110 home closings in 34607 landed at this number or higher (51%). The median one sat 74 days before it went under contract, and this one is on day 232.

Sample: 110 closed home sales in 34607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,534/mo
Principal & interest$3,781
Property taxes$391
Insurance$363
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$725,000

$538 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,348 sq ft

Time on market

232 days

Year built

1945

Monthly payment

About $4,534/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,686 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPEOPLE'S TRUST REALTYListing agent: Sean KwiatkowskiListing data from Stellar MLS, MLS# TB8481004.

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