$395,000

1609 Bonita Bluff CT · Ruskin, FL, 33570

$170 / sqft
Mira Lago West Ph 1
4
Beds
3
Baths
2,324
Sqft
2
Garage
Ask About This Home

This is a 2009-built single-family home in Mira Lago West Ph 1. Flood zone X500 — outside the high-risk areas, which keeps insurance manageable. HOA runs $294 /quarter. 100 days on market — likely some room to negotiate.

Tap a question to ask Estate Vida AI — answers stream in the chat panel.

Powered by Estate Vida AI · answers based on listing data

Schedule tour
Year Built2009
On Market100 days
Lot6,293 sqft
Annual Tax$5,567
Flood ZoneX500
HOA$294/qtr

About This Property

MOVE IN READY! NO FLOOD INSURANCE REQUIRED & NO REAR NEIGHBORS! NEW HVAC (2024) - UPDATED STAINLESS STEEL APPLIANCES (2022) - LARGE FENCED LOT - LOW HOA & CDD! Step through the gated entrance of Mira Lago West and discover a private sanctuary where your backyard stretches into a vast community green space, free from neighboring views. No flood insurance required in Flood Zone X means real savings year after year, and with a brand-new HVAC system plus updated stainless appliances, this home delivers immediate comfort without the wait. A soaring two-story foyer welcomes you inside, opening to a chef's kitchen where granite countertops and a massive island invite effortless gatherings. Picture preparing meals while chatting with friends in the adjacent living area, the eat-in space alive with laughter during game nights or casual watch parties. Light pours through ample windows, highlighting modern fixtures and fans updated in 2022 that keep every room, including the living space and all bedrooms, perfectly cooled. Upstairs, four bedrooms await, including a generous primary suite with a large walk-in closet and an ensuite bath featuring a garden tub, separate shower with a new glass enclosure (2022), and serene finishes. A conveniently located laundry room sits in the hallway, simplifying daily life. Downstairs, an updated guest bath adds practicality for visitors. Outside, mature landscaping frames the front entry, just steps from the resort-style pool, newly upgraded playground (2025), and basketball courts. Your screened lanai overlooks the green expanse, with a paved area ready for barbecues under the stars. Golf-cart-friendly paths lead to community ponds, food truck nights, and activities in this low-HOA, low-CDD neighborhood bordering Bahia Beach Nature Preserve. Minutes from E.G. Simmons Regional Park's kayaking, fishing, and beaches, or a quick drive to I-75, MacDill AFB, and Downtown Tampa, it feels worlds away yet connected. This move-in-ready retreat invites you to settle in and truly unwind. Schedule your private showing today or contact us for more details, and start envisioning your new chapter here.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2009
🌳
Lot
6,293 sqft
❄️
Cooling
Central Air, Humidity Control
🔥
Heating
Central, Electric, Heat Pump
🚗
Parking
Driveway, Garage Door Opener, Ground Level
📆
Days on Market
100

Features

Accessibility Features
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Smart Home
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Private Mailbox
Sidewalk
Sliding Doors
Deed Restrictions
Gated Community - No Guard
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator

Assigned Schools

Elementary

Thompson Elementary

Middle

Shields-HB

High

Lennard-HB

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🏡Homestead exemption on file📋In a CDD (Community Development District)🌊Flood Zone X500

Annual Tax (2024)

$5,567

Parcel #

U-01-32-18-79F-000000-00086.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Mira Lago West Ph 1

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

6,293 sqft

LandscapedLevelNear Public TransitOversized LotSidewalkPavedPrivate
HOA
$294/qtr
Jennifer Robertson

Affordable Financing

Affordability Calculator

Enter a home price - see your real monthly payment.

Loan Details

$100K$2M

Your Results

Total Monthly Payment
$2,922
Principal, interest, tax, insurance, HOA
  • P&I$2,060
  • Tax$464
  • Insurance$300
  • HOA$98
Loan Amount
$316,000
Down Payment %
20.0%
First Year Summary
Principal
$3,336
Interest
$21,385
Balance
$312,664
Total Interest
$425,630
Total Cost
$741,630

Ready When You Are

Want to see this home in person?

Pick a day and time below. We'll work around your schedule, not ours.

Pick a day

Pick a time

Autofills your name + email — that's all we need

We'll confirm a time within a couple hours.