585 Barrier Reef St, photo 1
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Overview

4 bd4 ba3,878 sqft3 car garageSingle Family
TypeSingle Family
HOA$169/yr
Built2021
Lot7,724 sqft
Living area3,878 sqft
Price / sqft$126
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboStone CountersPoolDishwasherMicrowave

585 Barrier Reef St is a 2021-built home in Shell Cove Ph 2, Ruskin. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,878 square feet of living space. Listed at $490,000 (about $126/sqft), 1 day on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $169 annually.

From the listing

This Ruskin home, built in 2021, features a kitchen with a center island, quartz countertops, and stainless steel appliances, creating a well-equipped space for cooking and entertaining. Flooring extends across the interior living areas. The primary bathroom includes a separate tub and shower. Outdoors, a large, fully fenced backyard creates ample room for relaxation and entertaining. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout every room. Included 100-Day Home Warranty with buyer activation

The essentials

Built
2021
Price / sqft
$126
On market
1 day
Annual tax
$11,138
HOA
$169/yr
Flood zone
AE
Lot
7,724 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Shared amenity
3 car garage
Driveway
7,724 sqft lot
Lot size
3,878 sqft
Living area

Payment

Est. monthly payment
$3,743/mo
Down payment (20%)
$98,000
Property taxes
$928/mo
HOA
$169/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
7,724 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway
Days on Market
1
Living Room/Dining Room Combo
Stone Counters
Pool
Dishwasher
Microwave
In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$11,138
Parcel #
U-06-32-19-C0O-000000-00643.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shell Cove Ph 2
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
7,724 sqft
HOA
$169/yr
Inframark, LLC

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #O6450058
$490,000+22.5%
$126/sqft
2/24/2021
Sold
Source: Hillsborough County Public Record
$400,000
$103/sqft

Neighborhood

585 Barrier Reef St
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $490,000
$487,500 – $490,000
99.5% – 100% of listTops out right at the list price
80% of listList price
125 of the last 213 home closings in 33570 landed at this number or higher (59%). The median one sat 43 days before it went under contract, and this one is on day 1.

Sample: 213 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,743/mo
Principal & interest$2,556
Property taxes$928
Insurance$245
HOA$14
Down payment20% · $98,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$490,000

$126 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,878 sq ft

Time on market

1 day

Year built

2021

Monthly payment

About $3,743/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $11,138 annual tax bill, insurance, and the $169/yr HOA fee.

HOA fee

$169/yr

Managed by Inframark, LLC.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byOPENDOOR BROKERAGE LLCListing agent: Karen AlbrightListing data from Stellar MLS, MLS# O6450058.

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