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Overview

3 bd2 ba1,548 sqft2 car garageSingle Family
TypeSingle Family
HOA$293/mo
Built2016
Lot5,200 sqft
Living area1,548 sqft
Price / sqft$184
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSplit BedroomThermostat

1724 Passage Key Ln is a 2016-built home in Bayridge, Ruskin. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,548 square feet of living space. Listed at $284,999 (about $184/sqft), 219 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $293 monthly.

From the listing

BIG PRICE IMPROVEMENT! Welcome to the charming GATED community of Bayridge! This beautiful home, situated on a CORNER lot, features 3 bedrooms, 2 bathrooms, a separate OFFICE/DEN/FLEX ROOM, and a spacious 2-car garage with epoxy flooring and overhead storage racks. Like new, this home is ideally positioned on a peaceful, premium lot (partially fenced) within the gated community. You’ll LOVE the added privacy with breathtaking sunsets that light up the sky each evening. Additionally, the home is equipped with a whole-house water softener, which benefits your skin, hair, and plumbing. The home is equipped with a generator transfer switch connected to the main breaker panel, allowing easy, safe connection of a portable generator to power essential systems during a power outage and hurricane shutters. BRAND NEW WATER HEATER (March 2026). The large laundry room (inside) is equipped with a washer and dryer. The large, covered, screened lanai, complete with pavers, is the perfect spot for morning coffee, evening drinks, or simply enjoying the serene views. Inside, the cozy GREAT Room offers an open yet inviting floor plan, ideal for everyday living and entertaining. The stunning kitchen features updated appliances and ample storage for all your cooking needs. The OFFICE/DEN is perfect for remote work, a playroom, or a gym. The split-bedroom layout ensures privacy for everyone, with the comfortable primary suite with a HUGE custom master closet tucked away from the secondary bedrooms. The location couldn’t be better! You’re just a 20-30 minute drive from beautiful Florida beaches, downtown Tampa, Tampa Airport, St. Pete, Sarasota, and only an hour from Disney! So much to love about this property: the Bayridge community offers a private resort-style pool, a nature trail, a shaded playground with a soccer field, and a gated entry. If you’ve been looking for a home that is not in a flood zone (X), has NO CDD fees, LOW HOA, and requires minimal maintenance—all while being perfectly located—THIS IS IT! Some pictures have been virtually staged. Down payment assistance programs available for first-time home buyers can provide funds for the down payment and closing costs. Explore your options with my preferred lender.

The essentials

Built
2016
Price / sqft
$184
On market
219 days
Annual tax
$5,233
HOA
$293/mo
Flood zone
X · Low risk
Lot
5,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 2016
2 car garage
Garage Door Opener
5,200 sqft lot
Lot size
1,548 sqft
Living area

Payment

Est. monthly payment
$2,358/mo
Down payment (20%)
$57,000
Property taxes
$436/mo
HOA
$293/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2016
Lot
5,200 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
219
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Sidewalk
Storage
Gated Community - No Guard
Playground
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Softener
Flood Zone X
Annual Tax (2025)
$5,233
Parcel #
U-04-32-19-9YH-000000-00110.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bayridge
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
5,200 sqft
Corner LotIn CountyLandscapedSidewalk
HOA
$293/mo
LeLand Management Group

Price history

Date
Event
Price
10/12/2026
Price change
Source: Stellar MLS #TB8484005
$284,999-1.4%
$184/sqft
-
Price change
Source: Stellar MLS #TB8484005
$289,000-9.7%
$187/sqft
3/12/2026
Listed for sale
Source: Stellar MLS #TB8484005
$320,000+65.8%
$207/sqft
3/4/2016
Sold
Source: Hillsborough County Public Record
$193,000
$125/sqft

Neighborhood

1724 Passage Key Ln
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $284,999
$282,500 – $284,999
99.5% – 100% of listTops out right at the list price
80% of listList price
126 of the last 214 home closings in 33570 landed at this number or higher (59%). The median one sat 43 days before it went under contract, and this one is on day 219 after a $35,001 cut.

Sample: 214 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,358/mo
Principal & interest$1,486
Property taxes$436
Insurance$142
HOA$293
Down payment20% · $57,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$284,999

$184 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,548 sq ft

Time on market

219 days

Year built

2016

Monthly payment

About $2,358/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,233 annual tax bill, insurance, and the $293/mo HOA fee.

HOA fee

$293/mo

Managed by LeLand Management Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byVINTAGE REAL ESTATE SERVICESListing agent: Becky SiglerListing data from Stellar MLS, MLS# TB8484005.

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