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Overview

4 bd2 ba1,935 sqft2 car garageSingle Family
TypeSingle Family
HOA$157/yr
Built2022
Lot7,005 sqft
Living area1,935 sqft
Price / sqft$196
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

1984 Fan Aloe Way is a 2022-built home in Spencer Crk Ph 2, Ruskin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,935 square feet of living space. Listed at $379,000 (about $196/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $157 annually.

From the listing

Welcome to this beautiful 4-bedroom, 2-bathroom, 2-car garage home in Ruskin, built in 2022 and nestled on a quiet cul-de-sac at the end of a dead-end road! From the moment you walk through the front door, you'll appreciate the spacious design, thoughtful floor plan, and beautiful lake views that make this home truly special. As you enter, you'll immediately notice the wide hallway and welcoming sense of space. Three bedrooms and the guest bathroom are conveniently located to the right, while the laundry room is to the left. Continue straight ahead and the home opens beautifully into the kitchen, dining area, and large family room, creating a wonderful open-concept space for everyday living and entertaining. The kitchen is designed with both style and functionality in mind, featuring granite countertops, a center island with sink and dishwasher, a convenient pantry, and thoughtfully designed built-in drawer storage. You'll love the dedicated spice storage built right into the kitchen drawers, along with additional built-in storage that helps keep everything organized and easily accessible. These practical touches add functionality while keeping the countertops clean and uncluttered. The open kitchen and living design allows the cook to remain part of the conversation while enjoying views toward the backyard and expansive lake. Large windows and the rear slider bring in natural light and showcase the peaceful scenery beyond. Tucked privately to the left of the home is the spacious primary suite, offering a relaxing retreat at the end of the day. The ensuite bathroom features dual his-and-hers sinks and a walk-in closet, providing both comfort and functionality. The guest bathroom has recently been updated with a brand-new shower insert, giving the space a fresh, clean, updated feel. But the real showstopper awaits outside! Step through the rear slider onto the large pavered back porch, the perfect place to sit, relax, entertain, enjoy your morning coffee, or simply take in the scenery. The expansive lake view creates a peaceful and picturesque backdrop and can be enjoyed from the back porch as well as from inside the home. With the kitchen, dining area, family room, windows, and rear slider all oriented toward the backyard, the beautiful scenery becomes part of the home's everyday experience. Built in 2022, this home offers the benefits of newer construction without the wait for a new build. Combine that with the quiet cul-de-sac setting, spacious 4-bedroom floor plan, recently updated guest bath, thoughtfully designed kitchen, 2-car garage, large pavered porch, and beautiful lake views, and you have a home that offers an exceptional combination of comfort and Florida living. And the location is hard to beat! Conveniently located near major highways for easy access to Tampa, with the Skyway Bridge providing a convenient route toward St. Petersburg and Florida's beautiful Gulf beaches. Shopping, dining, entertainment, beaches, and everything the Tampa Bay area has to offer are within easy reach. Come experience the peaceful lake views, spacious layout, thoughtful kitchen features, and beautiful Florida lifestyle this home has to offer. You may just find the view you've been looking for!

The essentials

Built
2022
Price / sqft
$196
On market
35 days
Annual tax
$8,492
HOA
$157/yr
Flood zone
X · Low risk
Lot
7,005 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Waterfront
Lake Front
Community pool
Shared amenity
2 car garage
7,005 sqft lot
Lot size

Payment

Est. monthly payment
$2,887/mo
Down payment (20%)
$75,800
Property taxes
$708/mo
HOA
$157/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
7,005 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
35
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Clubhouse
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,492
Parcel #
U-16-32-19-C3U-000000-00248.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spencer Crk Ph 2
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
7,005 sqft
Cul-De-SacStreet Dead-EndPavedUnincorporated
HOA
$157/yr
DEBORAH WALLACE

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #TB8549063
$379,000-1.6%
$196/sqft
7/19/2024
Sold
Source: Hillsborough County Public Record
$385,000
$199/sqft

Neighborhood

1984 Fan Aloe Way
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $379,000
$377,500 – $379,000
99.5% – 100% of listTops out right at the list price
80% of listList price
124 of the last 212 home closings in 33570 landed at this number or higher (58%). The median one sat 42 days before it went under contract, and this one is on day 35.

Sample: 212 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,887/mo
Principal & interest$1,977
Property taxes$708
Insurance$190
HOA$13
Down payment20% · $75,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$379,000

$196 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,935 sq ft

Time on market

35 days

Year built

2022

Monthly payment

About $2,887/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,492 annual tax bill, insurance, and the $157/yr HOA fee.

HOA fee

$157/yr

Managed by DEBORAH WALLACE.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOASTAL PROPERTIES GROUP INTERNATIONALListing agent: Helen GreinerListing data from Stellar MLS, MLS# TB8549063.

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