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Overview

4 bd3 ba2,460 sqft2 car garageSingle Family
TypeSingle Family
HOA$14/mo
Built2021
Lot11,306 sqft
Living area2,460 sqft
Price / sqft$154
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSolid Wood CabinetsStone Counters

1325 Anchor Bend Dr is a 2021-built home in Shell Cove Ph 1, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,460 square feet of living space. Listed at $378,900 (about $154/sqft), 53 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $14 monthly.

From the listing

Virtually Staged. ***Seller will consider contributing to buyers closing cost, interest rate buy down and prepaids. Welcome to Shell Cove in Ruskin, where space, comfort, and the Florida lifestyle come together! Built in 2021, this impressive 4-bedroom, 2.5-bath home offers 2,460 sq. ft. of living space, a 2-car garage, and an oversized lot, providing plenty of room to live, entertain, and enjoy the outdoors. The desirable Solstice floor plan features spacious living and dining areas, upgraded finishes, and a modern kitchen with generous counter space—perfect for everything from casual family dinners to entertaining friends. Large gathering spaces make game nights and celebrations easy, while the spacious bedrooms and modern bathrooms provide comfort and privacy for everyone. With an incredibly low HOA of approximately $14 per month, this home offers outstanding value. Shell Cove delivers resort-style living with a community pool, clubhouse, pickleball courts, playground, and dog parks. Ideally positioned between Tampa and Sarasota, with convenient access to I-75 and US-41, you'll be close to Publix, ALDI, shopping, dining, and everyday conveniences while still enjoying everything that makes Ruskin special. Spend weekends boating, fishing, camping, or relaxing along the water at nearby E.G. Simmons Regional Park (Has a boat ramp) and Little Harbor beach****which are both less than 10 minutes away, or take a day trip to Florida's beautiful Gulf Coast beaches. Known for its rich history and popular Seafood Festival, Ruskin offers a laid-back Florida atmosphere while keeping you connected to everything Tampa Bay has to offer. Move-in ready and offering the space, location, amenities, and value today's buyers are searching for—schedule your private showing and discover the Shell Cove lifestyle today! ***Seller does not currently maintain flood insurance. Information is based on the elevation certificate provided by the seller. Buyer is encouraged independently verify flood zone designation, elevation information, and flood insurance requirements.

The essentials

Built
2021
Price / sqft
$154
On market
53 days
Annual tax
$8,492
HOA
$14/mo
Flood zone
X500* · Low risk
Lot
11,306 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Shared amenity
2 car garage
0.26 acres
Lot size
2,460 sqft
Living area

Payment

Est. monthly payment
$2,887/mo
Down payment (20%)
$75,780
Property taxes
$708/mo
HOA
$14/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
11,306 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Electric
Parking
-
Days on Market
53
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Playground
Pool
Sidewalks
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Microwave
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X500*
Annual Tax (2025)
$8,492
Parcel #
U-06-32-19-C07-000000-00045.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shell Cove Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
11,306 sqft
Oversized LotSidewalkPaved
HOA
$14/mo
HOA Inframark / Kristee Cole

Price history

Date
Event
Price
9/23/2026
Price change
Source: Stellar MLS #TB8541041
$378,900-1.6%
$154/sqft
8/20/2026
Listed for sale
Source: Stellar MLS #TB8541041
$384,900+9.3%
$156/sqft
10/22/2021
Sold
Source: Hillsborough County Public Record
$352,000
$143/sqft

Neighborhood

1325 Anchor Bend Dr
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $378,900
$377,500 – $378,900
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 53 after a $6,000 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,887/mo
Principal & interest$1,976
Property taxes$708
Insurance$189
HOA$14
Down payment20% · $75,780
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$378,900

$154 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,460 sq ft

Time on market

53 days

Year built

2021

Monthly payment

About $2,887/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,492 annual tax bill, insurance, and the $14/mo HOA fee.

HOA fee

$14/mo

Managed by HOA Inframark / Kristee Cole.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDALTON WADE INCListing agent: Brando YatesListing data from Stellar MLS, MLS# TB8541041.

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