Overview
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About this home
Debuel Rd is a home in Unplatted, Lutz. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.
Build your dream home on one of the most serene and private waterfront settings in Lutz. Located on sought-after Debuel Road, this rare vacant lot offers 165 feet of direct frontage on beautiful Lake Stemper, a true ski lake spanning approximately 115 acres, known for its recreational lifestyle and natural beauty. Surrounded by luxury estate homes, this property sits within a quiet, unplatted area with no HOA restrictions, giving you the freedom to design and build exactly what you envision. Nearby homes sit on expansive ~1-acre parcels, creating a private, estate-style atmosphere that is increasingly hard to find. The Lot is located between 310 & 320 Debuel Rd. Parcel U-13-27-18-ZZZ-000000-55410.0 & U-13-27-18-ZZZ-000000-55390.0
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$459,000
Time on market
196 days
Monthly payment
About $3,216/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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