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About this home
5 Chinkapin Cir is a 1997-built home in Sugarmill Woods Cypress Village, Homosassa. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,432 square feet of living space. Listed at $417,000 (about $171/sqft), 171 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $139 annually.
This beautifully designed home blends modern comfort with timeless charm, offering a warm and inviting space for everyday living. As you step inside, you’re welcomed by a spacious 7x8 foyer that opens into a light-filled, open-concept layout with high ceilings and thoughtfully chosen finishes throughout. The expansive living area features a cozy wood-burning fireplace, creating the perfect focal point for relaxing evenings, and flows seamlessly into a well-appointed kitchen complete with sleek countertops, ample cabinetry, and modern appliances—ideal for both quiet mornings and entertaining guests. Just off the kitchen, enjoy a charming 8x11 breakfast nook, perfect for casual dining while overlooking the backyard. In addition, a versatile 11x13 music room offers flexible space that can easily serve as a formal sitting area, office, or creative studio. Designed with a desirable split floor plan, the home provides added privacy by separating the primary suite from the additional bedrooms. Each bedroom offers a peaceful retreat with generous space and natural light. The primary suite features a private bathroom and ample closet space, creating a comfortable sanctuary at the end of the day. Additional rooms can easily adapt to your needs, whether for guests, a home office, or hobbies. Step outside to your private backyard oasis, where a sparkling pool invites you to relax, unwind, and enjoy Florida living year-round. The outdoor space is perfect for entertaining, with plenty of room for lounging, dining, and gathering with friends and family. For added peace of mind, the home is equipped with a whole-house generator, ensuring uninterrupted comfort and functionality. Located in Sugarmill Woods, a deed-restricted community, residents enjoy access to a clubhouse and community pool, adding even more opportunities for recreation and social connection. With its blend of style, functionality, and resort-style amenities, this home offers an exceptional living experience both inside and out.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$417,000
$171 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,432 sq ft
Time on market
171 days
Year built
1997
Monthly payment
About $2,624/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,740 annual tax bill, insurance, and the $139/yr HOA fee.
HOA fee
$139/yr
Managed by Jarrod Cruz.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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