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Overview

3 bd2 ba2,432 sqft2 car garageSingle Family
TypeSingle Family
HOA$139/yr
Built1997
Lot11,431 sqft
Living area2,432 sqft
Price / sqft$171
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorVaulted Ceiling(s)MicrowaveRangeRefrigerator

5 Chinkapin Cir is a 1997-built home in Sugarmill Woods Cypress Village, Homosassa. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,432 square feet of living space. Listed at $417,000 (about $171/sqft), 171 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $139 annually.

From the listing

This beautifully designed home blends modern comfort with timeless charm, offering a warm and inviting space for everyday living. As you step inside, you’re welcomed by a spacious 7x8 foyer that opens into a light-filled, open-concept layout with high ceilings and thoughtfully chosen finishes throughout. The expansive living area features a cozy wood-burning fireplace, creating the perfect focal point for relaxing evenings, and flows seamlessly into a well-appointed kitchen complete with sleek countertops, ample cabinetry, and modern appliances—ideal for both quiet mornings and entertaining guests. Just off the kitchen, enjoy a charming 8x11 breakfast nook, perfect for casual dining while overlooking the backyard. In addition, a versatile 11x13 music room offers flexible space that can easily serve as a formal sitting area, office, or creative studio. Designed with a desirable split floor plan, the home provides added privacy by separating the primary suite from the additional bedrooms. Each bedroom offers a peaceful retreat with generous space and natural light. The primary suite features a private bathroom and ample closet space, creating a comfortable sanctuary at the end of the day. Additional rooms can easily adapt to your needs, whether for guests, a home office, or hobbies. Step outside to your private backyard oasis, where a sparkling pool invites you to relax, unwind, and enjoy Florida living year-round. The outdoor space is perfect for entertaining, with plenty of room for lounging, dining, and gathering with friends and family. For added peace of mind, the home is equipped with a whole-house generator, ensuring uninterrupted comfort and functionality. Located in Sugarmill Woods, a deed-restricted community, residents enjoy access to a clubhouse and community pool, adding even more opportunities for recreation and social connection. With its blend of style, functionality, and resort-style amenities, this home offers an exceptional living experience both inside and out.

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The essentials

Built
1997
Price / sqft
$171
On market
171 days
Annual tax
$2,740
HOA
$139/yr
Flood zone
X · Low risk
Lot
11,431 sqft
Type
Single Family Residence

At a glance

Single family
Built 1997
Private pool
Fiberglass
2 car garage
0.26 acres
Lot size
2,432 sqft
Living area

Payment

Est. monthly payment
$2,624/mo
Down payment (20%)
$83,400
Property taxes
$228/mo
HOA
$139/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1997
Lot
11,431 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Fiberglass, In Ground
Days on Market
171
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Microwave
Range
Refrigerator
Elementary
Lecanto Primary School
Middle
Lecanto Middle School
High
Lecanto High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,740
Parcel #
18E20S130010 01090 0270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugarmill Woods Cypress Village
County
Citrus
MLS Area
34446 - Homosassa
Lot Size
11,431 sqft
Greenbelt
HOA
$139/yr
Jarrod Cruz

Price history

Date
Event
Price
8/27/2026
Price change
Source: Stellar MLS #TB8500980
$417,000-1.3%
$171/sqft
-
Price change
Source: Stellar MLS #TB8500980
$422,500-5.9%
$174/sqft
4/24/2026
Listed for sale
Source: Stellar MLS #TB8500980
$449,000
$185/sqft

Neighborhood

5 Chinkapin Cir
Homosassa, FL, 34446 · 34446 - Homosassa

Market insights

Offer Insights

Choose an offer strength

List price: $417,000
$407,500 – $417,000
97.8% – 100% of listTops out right at the list price
80% of listList price
77 of the last 152 home closings in 34446 landed at this number or higher (51%). The median one sat 59 days before it went under contract, and this one is on day 171 after a $32,000 cut.

Sample: 152 closed home sales in 34446 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,624/mo
Principal & interest$2,175
Property taxes$228
Insurance$209
HOA$12
Down payment20% · $83,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$417,000

$171 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,432 sq ft

Time on market

171 days

Year built

1997

Monthly payment

About $2,624/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,740 annual tax bill, insurance, and the $139/yr HOA fee.

HOA fee

$139/yr

Managed by Jarrod Cruz.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byHOMAN REALTY GROUP INCListing agent: Thomas "TJ" Homan, JrListing data from Stellar MLS, MLS# TB8500980.

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