884 Cambridge Dr, photo 1
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Overview

4 bd3 ba2,368 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/yr
Built2021
Lot5,637 sqft
Living area2,368 sqft
Price / sqft$118
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primarybedroom UpstairsStone CountersWalk-in Closet(s)Window TreatmentsSidewalkParkPool

884 Cambridge Dr is a 2021-built home in Lucerne Park Reserve, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,368 square feet of living space. Listed at $279,000 (about $118/sqft), 172 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.

From the listing

Short Sale. This is a great opportunity to walk into equity in a newer home. Needs some minor TLC. Lucerne Park Reserve is located in historic Winter Haven only one mile from US-27 providing easy access to major employment centers. The home is located closely to town centers with plenty of restaurant and retail options. Meritage Home is Known for their energy efficient features. Low HOA of $200/year includes community pool and park

The essentials

Built
2021
Price / sqft
$118
On market
172 days
Annual tax
$7,314
HOA
$200/yr
Flood zone
X · Low risk
Lot
5,637 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Shared amenity
2 car garage
5,637 sqft lot
Lot size
2,368 sqft
Living area

Payment

Est. monthly payment
$2,221/mo
Down payment (20%)
$55,800
Property taxes
$610/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
5,637 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
172
Ceiling Fans(s)
Primarybedroom Upstairs
Stone Counters
Walk-in Closet(s)
Window Treatments
Sidewalk
Park
Pool
Sidewalks
Microwave
Range
Refrigerator
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,314
Parcel #
26-28-02-522103-003260

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lucerne Park Reserve
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
5,637 sqft
HOA
$200/yr
Lucerene Park Reserve Homeowner Association

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8502061
$279,000-3.0%
$118/sqft
-
Price change
Source: Stellar MLS #TB8502061
$287,500+4.5%
$121/sqft
4/25/2026
Listed for sale
Source: Stellar MLS #TB8502061
$275,000
$116/sqft

Neighborhood

884 Cambridge Dr
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $279,000
$277,500 – $279,000
99.5% – 100% of listTops out right at the list price
80% of listList price
166 of the last 269 home closings in 33881 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 172.

Sample: 269 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,221/mo
Principal & interest$1,455
Property taxes$610
Insurance$140
HOA$17
Down payment20% · $55,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$279,000

$118 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,368 sq ft

Time on market

172 days

Year built

2021

Monthly payment

About $2,221/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,314 annual tax bill, insurance, and the $200/yr HOA fee.

HOA fee

$200/yr

Managed by Lucerene Park Reserve Homeowner Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byFOUNDATION REALTY GROUPListing agent: Dana CatesListing data from Stellar MLS, MLS# TB8502061.

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