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Overview

2 bd2 ba1,385 sqft1 car garageTownhouse
TypeTownhouse
HOA$671/mo
Built2020
Lot3,101 sqft
Living area1,385 sqft
Price / sqft$170
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingOpen FloorplanWalk-in Closet(s)Rain GuttersBuyer Approval RequiredClubhouseCommunity Mailbox

3023 Caneel St is a 2020-built home in Traditions Ph 2a, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,385 square feet of living space. Listed at $235,000 (about $170/sqft), 156 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $671 monthly.

From the listing

Welcome to the vibrant lifestyle of Traditions, one of Winter Haven’s most desirable gated 55+ communities! Built in 2020, this impeccably maintained villa offers 2 bedrooms, 2 bathrooms, and 1,385 sq. ft. of beautifully designed living space that perfectly blends comfort, elegance, and low-maintenance Florida living. Step inside to an inviting open-concept floor plan filled with natural light, high ceilings, and stylish ceramic tile flooring throughout the main living areas. The spacious living and dining areas are ideal for entertaining guests or simply relaxing in comfort. The modern kitchen is a standout feature, showcasing solid wood cabinetry, granite countertops, stainless steel appliances, and generous prep space for everyday living and special gatherings alike. The spacious primary suite offers a large walk-in closet and a private en-suite bath designed for comfort and convenience. Sliding glass doors lead to a screened-in porch where you can unwind and enjoy Florida’s beautiful weather year-round. Living in Traditions means enjoying an exceptional array of resort-style amenities, including a lakeside heated pool, elegant clubhouse, fitness center, tennis, pickleball, and shuffleboard courts, plus private access to Lake Ruby with a community boat ramp and dock. Even better, the HOA covers exterior maintenance, lawn care, and high-speed internet, allowing you to truly enjoy a carefree lifestyle. Ideally located near shopping, dining, hospitals, and Legoland, this stunning villa offers the perfect opportunity to enjoy the best of Central Florida living. Don’t miss your chance to own a beautiful home in one of Winter Haven’s premier active adult communities!

The essentials

Built
2020
Price / sqft
$170
On market
156 days
Annual tax
$3,384
HOA
$671/mo
Flood zone
X · Low risk
Lot
3,101 sqft
Type
Townhouse

At a glance

Townhouse
Built 2020
Community pool
Fitness center too
1 car garage
3,101 sqft lot
Lot size
1,385 sqft
Living area

Payment

Est. monthly payment
$2,297/mo
Down payment (20%)
$47,000
Property taxes
$282/mo
HOA
$671/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
2020
Lot
3,101 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
156
Ceiling Fans(s)
Crown Molding
Open Floorplan
Walk-in Closet(s)
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Chain O Lakes Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,384
Parcel #
26-29-13-687558-000060

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Traditions Ph 2a
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
3,101 sqft
HOA
$671/mo
Duley Murchison - Traditions at Winter Haven

Price history

Date
Event
Price
5/8/2026
Listed for sale
Source: Stellar MLS #TB8504638
$235,000
$170/sqft

Neighborhood

3023 Caneel St
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $235,000
$235,000
99.5% – 100% of listTops out right at the list price
80% of listList price
12 of the last 23 townhouse or villa closings in 33884 landed at this number or higher (52%). The median one sat 54 days before it went under contract, and this one is on day 156.

Sample: 23 closed townhouse or villa sales in 33884 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,296/mo
Principal & interest$1,226
Property taxes$282
Insurance$118
HOA$671
Down payment20% · $47,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$235,000

$170 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,385 sq ft

Time on market

156 days

Year built

2020

Monthly payment

About $2,297/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,384 annual tax bill, insurance, and the $671/mo HOA fee.

HOA fee

$671/mo

Managed by Duley Murchison - Traditions at Winter Haven.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byGOYAL & DECOSTER REALTYListing agent: Marco Silva BravoListing data from Stellar MLS, MLS# TB8504638.

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