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Overview

5 bd4 ba3,222 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/mo
Built2022
Lot6,970 sqft
Living area3,222 sqft
Price / sqft$171
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Dry BarEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room Combo

1101 Lone Palm Way is a 2022-built home in Wiregrass Ph 2, St Cloud. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,222 square feet of living space. Listed at $549,899 (about $171/sqft), 160 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 monthly.

From the listing

MOTIVATED SELLER! SELLING WITHOUT THE SOLAR SYSTEM. Work from home/WFH paradise. Tudor-style, wood paneled, crown-molded, naturally lit office with built-in wood shelves and ceiling LED variable lighting that is part of an office suite walled off from the rest of the living space. Office suite includes a separate bar/entertainment area, its own bathroom and is fully separated from rest of the home with a fingerprint-secured door knob. The rest of the home features a first-floor master suite (with two walk-in closets, an oversized walk-in shower, and setup for a Japanese-style bidet/robot toilet). A second-floor in-law suite (with a walk-in closet and full bath) along with three other bedrooms are on the second floor. One of the bedrooms is currently being used as a gym and features gym flooring. Another bedroom is set up as a media room with dark wall and ceiling paint and blackout drapes. The upstairs loft features a reading nook and a library space overlooking the main area of the home. The heart of the home is a cathedral ceiling great room/dining room/kitchen. The living area currently features a custom-built TV/projector stand with built-in electrical outlets, console space and an electric fireplace insert along with a separate custom built-in record player stand with storage space for vinyl records and overhanging shelving. The kitchen features modern stainless steel appliances, a walk-in pantry and natural stone countertops. Situated on a corner and oversized lot that is fully fenced. Located in a beautiful neighborhood with a community pool, play areas and dog parks. Easy access to downtown Saint Cloud, the lakefront park and Lake Nona. Nearby Route 192 provides direct access to the Space Coast, NASA and the beaches. Route 417 leads to Disney World and Old Town Kissimmee. The Turnpike makes for direct access to Universal and Orlando itself.

The essentials

Built
2022
Price / sqft
$171
On market
160 days
Annual tax
$6,244
HOA
$100/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
Driveway
6,970 sqft lot
Lot size
3,222 sqft
Living area

Payment

Est. monthly payment
$3,763/mo
Down payment (20%)
$109,980
Property taxes
$520/mo
HOA
$100/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
6,970 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Guest
Days on Market
160
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Stone Counters
Thermostat
Walk-in Closet(s)
Irrigation-reclaimed Water
Park
Playground
Pool
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Kitchen Reverse Osmosis System
Microwave
Range Hood
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,244
Parcel #
16-25-31-5525-0001-1740

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wiregrass Ph 2
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,970 sqft
Corner LotCity LimitsLevelSidewalkPaved
HOA
$100/mo
Kayla Govan

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #TB8507087
$549,899
$171/sqft
-
Price change
Source: Stellar MLS #TB8507087
$549,900-4.4%
$171/sqft
5/11/2026
Listed for sale
Source: Stellar MLS #TB8507087
$574,999
$178/sqft

Neighborhood

1101 Lone Palm Way
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $549,899
$545,000 – $549,899
99.5% – 100% of listTops out right at the list price
80% of listList price
303 of the last 469 home closings in 34771 landed at this number or higher (65%). The median one sat 37 days before it went under contract, and this one is on day 160 after a $25,100 cut.

Sample: 469 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,763/mo
Principal & interest$2,868
Property taxes$520
Insurance$275
HOA$100
Down payment20% · $109,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,899

$171 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,222 sq ft

Time on market

160 days

Year built

2022

Monthly payment

About $3,763/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,244 annual tax bill, insurance, and the $100/mo HOA fee.

HOA fee

$100/mo

Managed by Kayla Govan.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLAT FEE MLS REALTYListing agent: Stephen HacheyListing data from Stellar MLS, MLS# TB8507087.

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