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Overview

4 bd3 ba1,875 sqft2 car garageSingle Family
TypeSingle Family
HOA$560/yr
Built2017
Lot5,600 sqft
Living area1,875 sqft
Price / sqft$157
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanSolid Wood CabinetsWalk-in Closet(s)Window Treatments

405 Serenity MILL Loop is a 2017-built home in Riverbend West Ph 1, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,875 square feet of living space. Listed at $294,900 (about $157/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $560 annually.

From the listing

Seller offering $5,000 toward buyer closing costs. Priced at $294,900 — below most comparable 4-bedroom homes in the area — this 2017 two-story “Atlanta” plan in Riverbend West delivers 4 bedrooms, 2.5 baths, a loft, and 1,875 sq ft of functional living space. Move-in ready with GE Energy Star appliances (all convey), smart-home features, a freshly painted exterior, annual HVAC service, annual termite inspections, and hurricane shutters. Most lenders do not require flood insurance (not in a special flood hazard area), which helps keep monthly costs down. The popular two-story "Atlanta" floor plan delivers 1,870 square feet of comfortable, functional living space, complete with GE Energy Star appliances (all conveying with the sale) and smart home features built for today's lifestyle. Pride of ownership shows everywhere: freshly painted exterior, annual HVAC servicing, annual termite inspections, and hurricane shutters for added peace of mind. Perfectly situated across the street from the community park and pool, you'll enjoy easy access to recreation and outdoor activities just steps from your front door. Step out your front door and you're directly across the street from the community park and pool. Schools, hospitals, shopping, and dining are minutes away, with quick access to I-75 and US 41 for an easy commute — and Florida's Gulf Coast beaches, boating, and waterfront dining are just a short drive from home. Whether you're looking for a primary residence, room for a growing family, or a seasonal retreat, this well-cared-for home is ready now. At this price, it won't wait long — schedule your showing today!

The essentials

Built
2017
Price / sqft
$157
On market
138 days
Annual tax
$6,729
HOA
$560/yr
Flood zone
X · Low risk
Lot
5,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Community pool
Shared amenity
2 car garage
5,600 sqft lot
Lot size
1,875 sqft
Living area

Payment

Est. monthly payment
$2,293/mo
Down payment (20%)
$58,980
Property taxes
$561/mo
HOA
$560/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
5,600 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
138
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Solid Wood Cabinets
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Sprinkler Metered
Clubhouse
Deed Restrictions
Dog Park
Pool
Street Lights
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Range
Range Hood
Refrigerator
Washer
Elementary
Ruskin-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,729
Parcel #
U-18-32-19-A3H-000002-00088.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverbend West Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
5,600 sqft
HOA
$560/yr
Radley Travez

Price history

Date
Event
Price
9/29/2026
Price change
Source: Stellar MLS #TB8514619
$294,900-1.7%
$157/sqft
-
Price change
Source: Stellar MLS #TB8514619
$299,900+0.3%
$160/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #TB8514619
$299,000+61.3%
$159/sqft
4/27/2017
Sold
Source: Hillsborough County Public Record
$185,400
$99/sqft

Neighborhood

405 Serenity MILL Loop
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $294,900
$292,500 – $294,900
99.5% – 100% of listTops out right at the list price
80% of listList price
126 of the last 214 home closings in 33570 landed at this number or higher (59%). The median one sat 43 days before it went under contract, and this one is on day 138 after a $4,100 cut.

Sample: 214 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,293/mo
Principal & interest$1,538
Property taxes$561
Insurance$147
HOA$47
Down payment20% · $58,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$294,900

$157 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,875 sq ft

Time on market

138 days

Year built

2017

Monthly payment

About $2,293/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,729 annual tax bill, insurance, and the $560/yr HOA fee.

HOA fee

$560/yr

Managed by Radley Travez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byJALEXIAN ENTERPRISES LLCListing agent: Sandra CantuListing data from Stellar MLS, MLS# TB8514619.

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