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About this home
405 Serenity MILL Loop is a 2017-built home in Riverbend West Ph 1, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,875 square feet of living space. Listed at $294,900 (about $157/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $560 annually.
Seller offering $5,000 toward buyer closing costs. Priced at $294,900 — below most comparable 4-bedroom homes in the area — this 2017 two-story “Atlanta” plan in Riverbend West delivers 4 bedrooms, 2.5 baths, a loft, and 1,875 sq ft of functional living space. Move-in ready with GE Energy Star appliances (all convey), smart-home features, a freshly painted exterior, annual HVAC service, annual termite inspections, and hurricane shutters. Most lenders do not require flood insurance (not in a special flood hazard area), which helps keep monthly costs down. The popular two-story "Atlanta" floor plan delivers 1,870 square feet of comfortable, functional living space, complete with GE Energy Star appliances (all conveying with the sale) and smart home features built for today's lifestyle. Pride of ownership shows everywhere: freshly painted exterior, annual HVAC servicing, annual termite inspections, and hurricane shutters for added peace of mind. Perfectly situated across the street from the community park and pool, you'll enjoy easy access to recreation and outdoor activities just steps from your front door. Step out your front door and you're directly across the street from the community park and pool. Schools, hospitals, shopping, and dining are minutes away, with quick access to I-75 and US 41 for an easy commute — and Florida's Gulf Coast beaches, boating, and waterfront dining are just a short drive from home. Whether you're looking for a primary residence, room for a growing family, or a seasonal retreat, this well-cared-for home is ready now. At this price, it won't wait long — schedule your showing today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$294,900
$157 per sq ft
Beds and baths
4 beds, 3 baths
Size
1,875 sq ft
Time on market
138 days
Year built
2017
Monthly payment
About $2,293/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,729 annual tax bill, insurance, and the $560/yr HOA fee.
HOA fee
$560/yr
Managed by Radley Travez.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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