2426 Cumberland Cliff Dr, photo 1
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Overview

4 bd3 ba2,293 sqft3 car garageSingle Family
TypeSingle Family
HOA$189/qtr
Built2014
Lot11,144 sqft
Living area2,293 sqft
Price / sqft$169
Garage3 car

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About this home

Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersStone CountersThermostat

2426 Cumberland Cliff Dr is a 2014-built home in Spyglass At River Bend, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,293 square feet of living space. Listed at $388,000 (about $169/sqft), 164 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $189 quarterly.

From the listing

One or more photo(s) has been virtually staged. ***$5k credit to buyer with full-price offer*** Welcome home to this move-in-ready gem, where modern style meets total peace of mind thanks to a brand-new 2025 roof. The interior is a showcase of bright, airy living spaces defined by an open-concept floor plan, sun-drenched rooms, and elegant neutral tiling that flows seamlessly throughout. At the heart of the home, the gourmet kitchen serves as a chef’s retreat, boasting expansive granite countertops, durable dark cabinetry, and high-quality stainless steel appliances. For relaxation, the primary suite offers a spa-like experience with its deep soaking tub and dual-sink vanity, while the bedrooms provide plenty of storage with sizable closets. Outside, you can unwind on the private screened-in patio or in the partially fenced backyard. This home perfectly balances comfort and sophistication—don't miss your chance to see this incredible property in person!

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The essentials

Built
2014
Price / sqft
$169
On market
164 days
Annual tax
$10,082
HOA
$189/qtr
Flood zone
X · Low risk
Lot
11,144 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Community pool
Shared amenity
3 car garage
Covered
0.26 acres
Lot size
2,293 sqft
Living area

Payment

Est. monthly payment
$3,121/mo
Down payment (20%)
$77,600
Property taxes
$840/mo
HOA
$189/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
11,144 sqft
Cooling
Central Air
Heating
Electric
Parking
Covered, Driveway, Garage
Days on Market
164
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Private Entrance
Private Mailbox
Private Yard
Sidewalk
Deed Restrictions
Pool
Sidewalks
Street Lights
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Ruskin-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$10,082
Parcel #
U-20-32-19-87K-000013-00037.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spyglass At River Bend
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
11,144 sqft
Landscaped
HOA
$189/qtr
Spyglass at River Bend- Vanguard

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #TB8502780
$388,000-0.5%
$169/sqft
-
Price change
Source: Stellar MLS #TB8502780
$389,900-1.3%
$170/sqft
5/1/2026
Listed for sale
Source: Stellar MLS #TB8502780
$395,000
$172/sqft
5/26/2023
Sold
Source: Hillsborough County Public Record
$395,000
$172/sqft

Neighborhood

2426 Cumberland Cliff Dr
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $388,000
$385,000 – $388,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 164 after a $7,000 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,121/mo
Principal & interest$2,024
Property taxes$840
Insurance$194
HOA$63
Down payment20% · $77,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$388,000

$169 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,293 sq ft

Time on market

164 days

Year built

2014

Monthly payment

About $3,121/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,082 annual tax bill, insurance, and the $189/qtr HOA fee.

HOA fee

$189/qtr

Managed by Spyglass at River Bend- Vanguard.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREDFIN CORPORATIONListing agent: Jennifer VelezListing data from Stellar MLS, MLS# TB8502780.

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