Lake Blue Dr NW, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,720 sqft

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About this home

Lake Blue Dr NW is a home in Inwood, Winter Haven. Flood zone X, AE - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Build your dream home on this beautiful 0.25-acre Lakefront lot located on Lake Blue Dr NW in the established Inwood community of Winter Haven, Polk County. Offering Direct Frontage on scenic Lake Blue, this waterfront parcel presents a rare opportunity to enjoy lakefront living in the heart of Central Florida. Zoned RL-3 Residential, the property is suitable for a single-family residence or modular home. The lot features approximately 10,720 square feet, paved road frontage, electricity available at the street, nearby city water, and private septic service. With direct lake access and beautiful water views, this property is ideal for a custom home, seasonal retreat, or long-term investment. Enjoy the Florida waterfront lifestyle with opportunities for boating, fishing, kayaking, paddleboarding, and relaxing lake views right from your backyard. Located within a designated Opportunity Zone, the property offers additional long-term investment appeal while remaining conveniently situated near major transportation corridors, including Havendale Boulevard (SR 544), US Highway 92, US Highway 17, and Interstate 4, providing excellent connectivity throughout Central Florida. Conveniently located approximately 10 minutes from Downtown Winter Haven, 15 minutes from Auburndale, 20 minutes from Lakeland, 35 minutes from Walt Disney World, 50 minutes from Orlando International Airport (MCO), and approximately 1 hour from Tampa International Airport (TPA). Nearby amenities include Publix, Walgreens, Wawa, Planet Fitness, restaurants, medical facilities, shopping, entertainment, and everyday conveniences. No HOA. Direct lake frontage. Opportunity Zone location. Paved road access. City water nearby. Electricity available. Financing available with as little as 20% down for qualified buyers.

The essentials

On market
132 days
Annual tax
$549
Flood zone
X, AE · Low risk
Lot
10,720 sqft
Type
Land

At a glance

Land
Waterfront
Lake Front
0.25 acres
Lot size

Payment

Est. monthly payment
$668/mo
Down payment (20%)
$21,800
Property taxes
$46/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,720 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Lake Front
Days on Market
132
Flood Zone X, AE
Annual Tax (2025)
$549
Parcel #
25-28-13-344000-008832

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Inwood
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
10,720 sqft
BuildableClearedCity LimitsIn CountyLandscapedNear Golf CourseNear MarinaPaved

Price history

Date
Event
Price
6/6/2026
Listed for sale
Source: Stellar MLS #TB8516744
$109,000

Neighborhood

Lake Blue Dr NW
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Calculator

Est. monthly payment
$669/mo
Principal & interest$568
Property taxes$46
Insurance$55
Down payment20% · $21,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$109,000

Time on market

132 days

Monthly payment

About $668/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $549 annual tax bill, insurance.

Flood zone

Zone X, AE

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byPLANTATION REALTY, INC.Listing agent: Carol VillaniListing data from Stellar MLS, MLS# TB8516744.

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