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Overview

2 bd1 ba840 sqftSingle Family
TypeSingle Family
HOANone listed
Built1955
Lot7,492 sqft
Living area840 sqft
Price / sqft$173

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorPrivate MailboxStorageStreet LightsElectric Water HeaterRange

3319 Avenue U NW is a 1955-built home in Inwood, Winter Haven. Inside you'll find 2 bedrooms, 1 bathrooms, and 840 square feet of living space. Listed at $145,000 (about $173/sqft), 105 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Investor special in the heart of the Inwood neighborhood — solid block construction, new roof (2024), and a location that puts you minutes from everything Winter Haven has to give. This two-bedroom (possibly could be a 3 bedroom), one-bath home sits on a fenced lot with mature shade trees, and the covered, screened front porch gives the place a real homey feel the moment you pull up. Inside you'll find ceramic tile throughout the bedrooms and living areas, ceiling fans in every room, and a converted single-car garage that works well as an additional bedroom or possibly a den, home office, or storage space. The layout is straightforward and functional — living room, eat-in kitchen, two bedrooms with built-in closets, and a full bath with pedestal sink and tiled shower. There's also a linen closet in the hall. A shed out back adds extra storage. And the size of the backyard allows for endless possibilities. The home currently has window AC units but no central air or heat system — a definite opportunity for a buyer to update to their preference and immediately add equity. Dual septic system on site. Water is public. The property is being sold as-is. Convenient to US-17, shopping, dining, Polk State College, the Chain of Lakes trail system, and downtown Winter Haven. No HOA. Great bones, priced to move.

The essentials

Built
1955
Price / sqft
$173
On market
105 days
Annual tax
$783
Flood zone
X · Low risk
Lot
7,492 sqft
Type
Single Family Residence

At a glance

Single family
Built 1955
7,492 sqft lot
Lot size
840 sqft
Living area

Payment

Est. monthly payment
$894/mo
Down payment (20%)
$29,000
Property taxes
$65/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1955
Lot
7,492 sqft
Cooling
None, Wall/Window Unit(s)
Heating
None
Parking
Converted Garage, Covered, Driveway, Off Street
Days on Market
105
Ceiling Fans(s)
Primary Bedroom Main Floor
Private Mailbox
Storage
Street Lights
Electric Water Heater
Range
Elementary
Inwood Elem
Middle
Westwood Middle
High
Auburndale High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$783
Parcel #
25-28-13-342500-008200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Inwood
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
7,492 sqft
ClearedIn CountyLevelPavedUnincorporated

Price history

Date
Event
Price
8/31/2026
Price change
Source: Stellar MLS #S5152821
$145,000-6.5%
$173/sqft
-
Price change
Source: Stellar MLS #S5152821
$155,000+3.3%
$185/sqft
6/30/2026
Listed for sale
Source: Stellar MLS #S5152821
$150,000
$179/sqft

Neighborhood

3319 Avenue U NW
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $145,000
$144,000 – $145,000
99.5% – 100% of listTops out right at the list price
80% of listList price
165 of the last 268 home closings in 33881 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 105 after a $5,000 cut.

Sample: 268 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$894/mo
Principal & interest$756
Property taxes$65
Insurance$73
Down payment20% · $29,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$145,000

$173 per sq ft

Beds and baths

2 beds, 1 baths

Size

840 sq ft

Time on market

105 days

Year built

1955

Monthly payment

About $894/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $783 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Jason BraddockListing data from Stellar MLS, MLS# S5152821.

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