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Overview

2 bd3 ba1,607 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1981
Lot14,294 sqft
Living area1,607 sqft
Price / sqft$199
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanDishwasherMicrowaveRangeRefrigerator

17901 Palm St is a 1981-built home in Silver Beach Heights, Umatilla. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,607 square feet of living space. Listed at $319,000 (about $199/sqft), 121 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 17901 Palm Street, a beautifully updated 2-bedroom, 2.5-bath home offering approximately 1,607 square feet of living space on a spacious 0.33-acre lot. This move-in-ready property has been thoughtfully renovated from top to bottom, combining modern finishes with major system upgrades for peace of mind. Step inside to discover fresh interior paint, brand-new luxury vinyl plank flooring and carpet throughout, updated lighting and hardware, and a bright, welcoming floor plan. The completely remodeled kitchen features custom cabinetry, stunning stone countertops, and stylish finishes that make it the true centerpiece of the home. Recent improvements include: • New exterior and interior paint • New custom kitchen cabinetry • Newly installed custom stone countertops • New luxury vinyl plank flooring and carpet throughout • New lighting and hardware throughout the home • New electrical devices throughout the house • New plumbing fixtures throughout the home • New electrical panel • New water heater • New drainfield Outside, enjoy the Florida lifestyle with your own pool and generous backyard space, perfect for entertaining, relaxing, or creating your dream outdoor oasis. Situated in Umatilla, known as "Nature's Hometown," this home offers convenient access to local lakes, parks, and outdoor recreation while maintaining a peaceful small-town atmosphere. With extensive upgrades already completed, this turnkey home is ready for its next owner to move in and enjoy. Schedule your private showing today!

The essentials

Built
1981
Price / sqft
$199
On market
121 days
Annual tax
$1,827
Flood zone
X · Low risk
Lot
14,294 sqft
Type
Single Family Residence

At a glance

Single family
Built 1981
Private pool
In Ground
2 car garage
Driveway
0.33 acres
Lot size
1,607 sqft
Living area

Payment

Est. monthly payment
$1,976/mo
Down payment (20%)
$63,800
Property taxes
$152/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1981
Lot
14,294 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Off Street
Pool
In Ground
Days on Market
121
Open Floorplan
Dishwasher
Microwave
Range
Refrigerator
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,827
Parcel #
01-18-26-0300-00D-01800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Beach Heights
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
14,294 sqft

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #TB8519360
$319,000-3.0%
$199/sqft
6/18/2026
Listed for sale
Source: Stellar MLS #TB8519360
$329,000
$205/sqft

Neighborhood

17901 Palm St
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $319,000
$312,500 – $319,000
98% – 100% of listTops out right at the list price
80% of listList price
45 of the last 89 home closings in 32784 landed at this number or higher (51%). The median one sat 58 days before it went under contract, and this one is on day 121 after a $10,000 cut.

Sample: 89 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,975/mo
Principal & interest$1,664
Property taxes$152
Insurance$160
Down payment20% · $63,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$319,000

$199 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,607 sq ft

Time on market

121 days

Year built

1981

Monthly payment

About $1,976/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,827 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLKV REALTY, LLCListing agent: Bryan RhoadsListing data from Stellar MLS, MLS# TB8519360.

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