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About this home
1601 Stephens Rd is a 1977-built home in Unplatted, Ruskin. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,303 square feet of living space. Listed at $500,000 (about $217/sqft), 84 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome to 1601 Stephans Road in beautiful Ruskin, Florida. Imagine coming home to 1 full acre of land a 3-bedroom, 2-bath property 2 car garage, with TOTAL PRIVACY!!! Seller offering $15k toward closing cost!!!! Property features a new roof 2025, well 2024, new flooring, updated bathroom appliances, and fresh interior paint. The outdoors (plenty of space) RV space and is IDEAL for animals, gardening, outdoor fundays, grilling, parties, camping, property offers a touch of some newly planted fruit trees already in place. Home includes handicap-accessible bathrooms with plenty of space along the fireplace on cold nights, while entertaining family and friends in the country living. Home offers endless possibilities. Beaches within mins from home along with Boat Ramps, Parks and Community locate Golfing. Home is Move-in ready and perfect for buyers seeking land, comfort, and modern updates. NO HOA NO CDD NO CLOSE-UP NEIGHBORS.... $15K towards CLOSING COST!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$500,000
$217 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,303 sq ft
Time on market
84 days
Year built
1977
Monthly payment
About $3,266/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,899 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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