1601 Stephens Rd, photo 1
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Overview

3 bd2 ba2,303 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1977
Lot43,560 sqft
Living area2,303 sqft
Price / sqft$217
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorFire PitGarden

1601 Stephens Rd is a 1977-built home in Unplatted, Ruskin. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,303 square feet of living space. Listed at $500,000 (about $217/sqft), 84 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 1601 Stephans Road in beautiful Ruskin, Florida. Imagine coming home to 1 full acre of land a 3-bedroom, 2-bath property 2 car garage, with TOTAL PRIVACY!!! Seller offering $15k toward closing cost!!!! Property features a new roof 2025, well 2024, new flooring, updated bathroom appliances, and fresh interior paint. The outdoors (plenty of space) RV space and is IDEAL for animals, gardening, outdoor fundays, grilling, parties, camping, property offers a touch of some newly planted fruit trees already in place. Home includes handicap-accessible bathrooms with plenty of space along the fireplace on cold nights, while entertaining family and friends in the country living. Home offers endless possibilities. Beaches within mins from home along with Boat Ramps, Parks and Community locate Golfing. Home is Move-in ready and perfect for buyers seeking land, comfort, and modern updates. NO HOA NO CDD NO CLOSE-UP NEIGHBORS.... $15K towards CLOSING COST!

The essentials

Built
1977
Price / sqft
$217
On market
84 days
Annual tax
$4,899
Flood zone
X · Low risk
Lot
43,560 sqft
Type
Single Family Residence

At a glance

Single family
Built 1977
2 car garage
1.00 acres
Lot size
2,303 sqft
Living area

Payment

Est. monthly payment
$3,266/mo
Down payment (20%)
$100,000
Property taxes
$408/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1977
Lot
43,560 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
84
Cathedral Ceiling(s)
Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Fire Pit
Garden
Lighting
Outdoor Grill
Private Entrance
Private Mailbox
Private Yard
Storage
Convection Oven
Cooktop
Dishwasher
Disposal
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Elementary
Ruskin-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,899
Parcel #
U-19-32-19-ZZZ-000001-80070.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Unplatted
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
43,560 sqft

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #TB8529281
$500,000-2.9%
$217/sqft
7/20/2026
Listed for sale
Source: Stellar MLS #TB8529281
$515,000+15.7%
$224/sqft
6/28/2024
Sold
Source: Hillsborough County Public Record
$445,000
$193/sqft

Neighborhood

1601 Stephens Rd
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $500,000
$500,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 84 after a $15,000 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,266/mo
Principal & interest$2,608
Property taxes$408
Insurance$250
Down payment20% · $100,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$500,000

$217 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,303 sq ft

Time on market

84 days

Year built

1977

Monthly payment

About $3,266/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,899 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byFUTURE HOME REALTY INCListing agent: Rebecca FieldsListing data from Stellar MLS, MLS# TB8529281.

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