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Overview

4 bd2 ba1,542 sqftSingle Family
TypeSingle Family
HOANone listed
Built1908
Lot13,983 sqft
Living area1,542 sqft
Price / sqft$178

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About this home

1515 Indiana Ave is a 1908-built home in St Cloud 2nd Town Of, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,542 square feet of living space. Listed at $274,900 (about $178/sqft), 94 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Move-in ready and full of character, this charming 4-bedroom, 2-bath home offers the perfect blend of historic charm and modern convenience. Situated on an oversized 0.32-acre lot, you'll love the huge fenced backyard with plenty of room for entertaining, pets, gardening, or adding a pool. Inside, you'll find beautiful wood floors, a spacious kitchen, a formal dining room, and comfortable living spaces that are ready for you to make your own. Relax on the inviting front porch or enjoy the privacy of the expansive backyard. This home offers indoor and outdoor living at its best. Ideally located in the heart of St. Cloud, you're just minutes from downtown shops, restaurants, parks, and the St. Cloud Lakefront. Enjoy the convenience of being within walking distance to local schools, the library, and everyday amenities, with quick access to the Florida Turnpike, Lake Nona, Medical City, Orlando International Airport, and Central Florida's world-famous attractions. Whether you're looking for your primary residence or an investment opportunity, this move-in-ready home delivers exceptional value, space, and an unbeatable location.

The essentials

Built
1908
Price / sqft
$178
On market
94 days
Annual tax
$4,128
Flood zone
X · Low risk
Lot
13,983 sqft
Type
Single Family Residence

At a glance

Single family
Built 1908
0.32 acres
Lot size
1,542 sqft
Living area

Payment

Est. monthly payment
$1,915/mo
Down payment (20%)
$54,980
Property taxes
$344/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1908
Lot
13,983 sqft
Cooling
Other
Heating
Other
Parking
-
Days on Market
94
Flood Zone X
Annual Tax (2025)
$4,128
Parcel #
01-26-30-0001-0299-0160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Cloud 2nd Town Of
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
13,983 sqft

Price history

Date
Event
Price
7/17/2026
Listed for sale
Source: Stellar MLS #TB8530263
$274,900
$178/sqft

Neighborhood

1515 Indiana Ave
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $274,900
$272,500 – $274,900
99.5% – 100% of listTops out right at the list price
80% of listList price
92 of the last 160 home closings in 34769 landed at this number or higher (58%). The median one sat 37 days before it went under contract, and this one is on day 94.

Sample: 160 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,915/mo
Principal & interest$1,434
Property taxes$344
Insurance$137
Down payment20% · $54,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$274,900

$178 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,542 sq ft

Time on market

94 days

Year built

1908

Monthly payment

About $1,915/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,128 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMERIDIAN RESIDEListing agent: Terry Connors, IIListing data from Stellar MLS, MLS# TB8530263.

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