4548 Orchard Grove Rd, photo 1
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Overview

4 bd2 ba1,894 sqft2 car garageSingle Family
TypeSingle Family
HOA$125/yr
Built2018
Lot6,534 sqft
Living area1,894 sqft
Price / sqft$195
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorVaulted Ceiling(s)Walk-in Closet(s)

4548 Orchard Grove Rd is a 2018-built home in Gramercy Farms Ph 7, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,894 square feet of living space. Listed at $370,000 (about $195/sqft), 216 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $125 annually.

From the listing

Virtually Staged. Bright and Spacious 4 Bedroom 2 Bathroom Home with Conservation Views. Built in 2018, this home has High Ceilings, Wide Hallways, and Tile flooring throughout the high traffic areas. The kitchen features 42 Inch Cabinets, Walk In Pantry, and lots of Counter-top space including a Grand Cooking Island overlooking the dining area and living room. Kitchen and Living Room have direct access to a Fully Fenced-in backyard with extended patio area and a firepit. Three rooms and a full bathroom are on the Left side of the home, while the Primary Bedroom with a walk in closet and en-suite bathroom are on the Right. Laundry Room is located inside near the entrance to the Garage. Gramercy Farms is a very well maintained community with low HOA and such amenities as playgrounds, dog park and pavilion with picnic tables. It is conveniently located near the highways, shopping, and schools; short drive to Lake Nona area. If you want to have some fun close to home, check out these places: Amazing Animals – a wildlife park (5 miles). St. Cloud Community Center (5.4 miles) - recreational amenities: racquetball, shuffleboard, splash bad, basketball, baseball, playground, and Olympic-sized pool. Royal St Cloud Golf Links – 3.5 miles, Hickory Tree Community Park – 3 miles, Chisholm Park Public Boat Ramp – 6.5 Miles, and Lake Runnymede Conservation Area – 5.7 miles.

The essentials

Built
2018
Price / sqft
$195
On market
216 days
Annual tax
$7,266
HOA
$125/yr
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Community pool
Shared amenity
2 car garage
6,534 sqft lot
Lot size
1,894 sqft
Living area

Payment

Est. monthly payment
$2,730/mo
Down payment (20%)
$74,000
Property taxes
$605/mo
HOA
$125/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
6,534 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
216
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Vaulted Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Park
Playground
Pool
Dishwasher
Range
Refrigerator
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,266
Parcel #
19-26-31-0160-0001-7250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gramercy Farms Ph 7
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,534 sqft
Conservation AreaIn CountyLandscaped
HOA
$125/yr
Rizzetta & Company, Inc.

Price history

Date
Event
Price
7/7/2026
Price change
Source: Stellar MLS #S5145444
$370,000-2.6%
$195/sqft
-
Price change
Source: Stellar MLS #S5145444
$380,000-6.2%
$201/sqft
3/11/2026
Listed for sale
Source: Stellar MLS #S5145444
$405,000
$214/sqft

Neighborhood

4548 Orchard Grove Rd
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $370,000
$367,500 – $370,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 380 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 216 after a $35,000 cut.

Sample: 380 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,730/mo
Principal & interest$1,930
Property taxes$605
Insurance$185
HOA$10
Down payment20% · $74,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$370,000

$195 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,894 sq ft

Time on market

216 days

Year built

2018

Monthly payment

About $2,730/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,266 annual tax bill, insurance, and the $125/yr HOA fee.

HOA fee

$125/yr

Managed by Rizzetta & Company, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byIMPERIAL REALTY OF FLORIDA INCListing agent: Tanya VyushkinaListing data from Stellar MLS, MLS# S5145444.

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