5692 Stephens Rd, photo 1
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Overview

4 bd3 ba2,099 sqft2 car garageSingle Family
TypeSingle Family
HOA$180/mo
Built2024
Lot6,098 sqft
Living area2,099 sqft
Price / sqft$236
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanSliding DoorsSprinkler MeteredConvection OvenCooktopDishwasherDisposal

5692 Stephens Rd is a 2024-built home in Bridgewalk Ph 1b 2a & 2b, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,099 square feet of living space. Listed at $495,000 (about $236/sqft), 170 days on market. Flood zone N - confirm flood insurance requirements with your lender. HOA runs $180 monthly.

From the listing

WELCOME TO THIS SPACIOUS AND VERSATILE 3BD/2BA + DEN/OFFICE HOME WITH INDEPENDENT NEXT GEN 1BD/1BA SUITE IN BRIDGEWALK: This thoughtfully designed home offers TWO COMPLETELY DIFFERENT SPACES, each with its OWN KITCHEN, BATHROOM, WASHER/DRYER, and SEPARATE ENTRANCE. The main residence features an open-concept living and dining area connected to a modern kitchen, a flexible den/office, and a comfortable primary suite with dual-sink bath and walk-in shower. The attached Next Gen suite functions as a true second home—perfect for extended family members, guests, or a private office setup—providing its own living room, kitchenette, bedroom, and full bath. A covered patio extends the living space outdoors for relaxation and gatherings. Bridgewalk residents enjoy RESORT-STYLE AMENITIES including a pool, clubhouse, gym, pickleball courts, playground, and a navigable lake with boat ramp for kayaking, paddleboarding, or fishing.

The essentials

Built
2024
Price / sqft
$236
On market
170 days
Annual tax
$8,821
HOA
$180/mo
Flood zone
N
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
6,098 sqft lot
Lot size
2,099 sqft
Living area

Payment

Est. monthly payment
$3,745/mo
Down payment (20%)
$99,000
Property taxes
$735/mo
HOA
$180/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
170
Kitchen/Family Room Combo
Open Floorplan
Sliding Doors
Sprinkler Metered
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Microwave
Range Hood
In a CDD (Community Development District) Flood Zone N
Annual Tax (2025)
$8,821
Parcel #
04-25-31-3493-0001-2600

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bridgewalk Ph 1b 2a & 2b
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,098 sqft
HOA
$180/mo
Artemis Lifestyles

Price history

Date
Event
Price
5/2/2026
Price change
Source: Stellar MLS #S5148616
$495,000+6.0%
$236/sqft
4/24/2026
Listed for sale
Source: Stellar MLS #S5148616
$467,000
$222/sqft

Neighborhood

5692 Stephens Rd
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $495,000
$492,500 – $495,000
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 170.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,744/mo
Principal & interest$2,582
Property taxes$735
Insurance$248
HOA$180
Down payment20% · $99,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$495,000

$236 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,099 sq ft

Time on market

170 days

Year built

2024

Monthly payment

About $3,745/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,821 annual tax bill, insurance, and the $180/mo HOA fee.

HOA fee

$180/mo

Managed by Artemis Lifestyles.

Flood zone

Zone N

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCASAQUIERO LLCListing agent: Sergio MoranteListing data from Stellar MLS, MLS# S5148616.

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