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Overview

4 bd3 ba2,114 sqft2 car garageSingle Family
TypeSingle Family
HOA$89/mo
Built2026
Lot3,230 sqft
Living area2,114 sqft
Price / sqft$183
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
THE MEADOW AT CROSSPRAIRIE BUNGALOWS
Type
Single Family Residence

True monthly carry

HOA
~$89/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboSplit BedroomStone CountersThermostatWalk-in Closet(s)LightingSidewalkSidewalks

4676 Homestead Trl is a 2026-built home in The Meadow At Crossprairie Bungalows, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,114 square feet of living space. Listed at $387,000 (about $183/sqft), 71 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $89 monthly.

From the listing

Under Construction. Brand new, energy-efficient home available by Sep 2026! Open first floor boasts a spacious great room and dining area that flow seamlessly together. Upstairs primary suite features an oversized walk-in closet, dual sinks, and a standing shower. The Meadow at Crossprairie Bungalows is a community of new bungalows for sale in St. Cloud, FL. This neighborhood offers easy access to the Florida Turnpike and great schools. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

The essentials

Built
2026
Price / sqft
$183
On market
71 days
Annual tax
$1
HOA
$89/mo
Flood zone
X · Low risk
Lot
3,230 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
3,230 sqft lot
Lot size
2,114 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,301/mo
Down payment (20%)
$77,400
Property taxes
$0/mo
HOA
$89/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
3,230 sqft
Cooling
Central Air
Heating
Central, Electric, Exhaust Fan, Heat Pump
Parking
Driveway, Garage Door Opener, Garage Faces Rear, On Street
Days on Market
71
Kitchen/Family Room Combo
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Sidewalks
Street Lights
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$1
Parcel #
21-26-30-3643-0001-1013

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Meadow At Crossprairie Bungalows
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
3,230 sqft
HOA
$89/mo
HomeRiver Group Orlando

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #TB8534552
$387,000-1.4%
$183/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #TB8534552
$392,350
$186/sqft

Neighborhood

4676 Homestead Trl
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $387,000
$385,000 – $387,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 380 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 71 after a $5,350 cut.

Sample: 380 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,301/mo
Principal & interest$2,018
Property taxes$0
Insurance$194
HOA$89
Down payment20% · $77,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$387,000

$183 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,114 sq ft

Time on market

71 days

Year built

2026

Monthly payment

About $2,301/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1 annual tax bill, insurance, and the $89/mo HOA fee.

HOA fee

$89/mo

Managed by HomeRiver Group Orlando.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMERITAGE HOMES OF FL REALTYListing agent: Bryan SumnerListing data from Stellar MLS, MLS# TB8534552.

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