408 Rustic Rd, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,019 sqft

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About this home

408 Rustic Rd is a home in St Johns Riverside Estates, Satsuma. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Discover the potential of this beautiful 0.23-acre wooded residential lot in the desirable Hoot Owl Ridge of St. Johns Riverside Estates in Satsuma, Florida. Nestled in a quiet, established neighborhood with existing homes nearby, this property offers privacy while remaining conveniently close to everyday amenities. With no HOA, you'll enjoy greater flexibility to build your future home. Electricity is available at the road, while a well and septic system will be required. Buyer should verify zoning, mobile home eligibility, setbacks, and permitting requirements with Putnam County. Outdoor enthusiasts will love the location, just minutes from Dunns Creek, Dunns Creek State Park, the St. Johns River, and the Shell Harbor public boat ramp, providing easy access to fishing, boating, kayaking, and other recreational activities. Convenient access to US-17 places Palatka approximately 15 minutes away and Crescent City about 20 minutes away. Whether you're looking to build now or invest for the future, this affordable homesite offers an excellent opportunity in a growing area.

The essentials

On market
74 days
Annual tax
$47
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$64/mo
Down payment (20%)
$2,100
Property taxes
$4/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,019 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
74
Flood Zone X
Annual Tax (2025)
$47
Parcel #
12-11-26-8240-0110-0050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Johns Riverside Estates
County
Putnam
MLS Area
32189 - Satsuma
Lot Size
10,019 sqft

Price history

Date
Event
Price
8/2/2026
Listed for sale
Source: Stellar MLS #TB8535760
$10,500

Neighborhood

408 Rustic Rd
Satsuma, FL, 32189 · 32189 - Satsuma

Calculator

Est. monthly payment
$64/mo
Principal & interest$55
Property taxes$4
Insurance$5
Down payment20% · $2,100
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$10,500

Time on market

74 days

Monthly payment

About $64/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $47 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byHOME PRIME REALTY LLCListing agent: Joneisy Diaz RamirezListing data from Stellar MLS, MLS# TB8535760.

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