118 Waterway Dr, photo 1
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Overview

3 bd2 ba1,404 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1991
Lot9,100 sqft
Living area1,404 sqft
Price / sqft$189

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About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanConvection OvenDishwasherDisposalElectric Water HeaterFreezer

118 Waterway Dr is a 1991-built home in St Johns Riverside Estates, Satsuma. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,404 square feet of living space. Listed at $264,900 (about $189/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Seller owns a mortgage company and is offering discounted interest rates. Welcome to waterfront living at its finest in beautiful Satsuma, Florida! This home is fully renovated. 118 Waterway Drive offers direct canal access to Dunns Creek which offers easy access to the scenic St. Johns River—perfect for boating, fishing, and enjoying the Florida lifestyle right from your backyard. No detail has been overlooked in this top-to-bottom renovation. The home features a brand-new roof, a new HVAC system, new hot water heater, and a completely new septic system including drain field—giving you peace of mind for years to come. Inside, you’ll find stylish new LVP flooring throughout, a beautifully updated kitchen with upgraded appliances, modern cabinetry, and sleek countertops, as well as fully remodeled bathrooms with new fixtures and vanities. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this move-in-ready waterfront property delivers comfort, quality, and access to one of Florida’s most iconic rivers. Don’t miss your chance to own a slice of paradise—schedule your private showing today!

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The essentials

Built
1991
Price / sqft
$189
On market
138 days
Annual tax
$1,730
Flood zone
X · Low risk
Lot
9,100 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1991
Waterfront
Canal - Freshwater
9,100 sqft lot
Lot size
1,404 sqft
Living area

Payment

Est. monthly payment
$1,659/mo
Down payment (20%)
$52,980
Property taxes
$144/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1991
Lot
9,100 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Waterfront
Canal - Freshwater
Days on Market
138
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Convection Oven
Dishwasher
Disposal
Electric Water Heater
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Elementary
Browning-Pearce Elementary School
Middle
Crescent City Jr/Sr High School
High
Crescent City Jr/Sr High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,730
Parcel #
43-10-27-8252-0110-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St Johns Riverside Estates
County
Putnam
MLS Area
32189 - Satsuma
Lot Size
9,100 sqft

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #OM725280
$264,900-1.9%
$189/sqft
-
Price change
Source: Stellar MLS #OM725280
$269,900-10.0%
$192/sqft
5/26/2026
Listed for sale
Source: Stellar MLS #OM725280
$299,900
$214/sqft

Neighborhood

118 Waterway Dr
Satsuma, FL, 32189 · 32189 - Satsuma

Market insights

Offer Insights

Choose an offer strength

List price: $264,900
$252,500 – $264,900
95.6% – 100% of listTops out right at the list price
80% of listList price
86 of the last 170 home closings in Putnam County landed at this number or higher (51%). The median one sat 57 days before it went under contract, and this one is on day 138 after a $35,000 cut.

Sample: 170 closed home sales in Putnam County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,658/mo
Principal & interest$1,382
Property taxes$144
Insurance$132
Down payment20% · $52,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$264,900

$189 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,404 sq ft

Time on market

138 days

Year built

1991

Monthly payment

About $1,659/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,730 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREAL BROKER, LLCListing agent: David BeddardListing data from Stellar MLS, MLS# OM725280.

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