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About this home
118 Waterway Dr is a 1991-built home in St Johns Riverside Estates, Satsuma. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,404 square feet of living space. Listed at $264,900 (about $189/sqft), 138 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Seller owns a mortgage company and is offering discounted interest rates. Welcome to waterfront living at its finest in beautiful Satsuma, Florida! This home is fully renovated. 118 Waterway Drive offers direct canal access to Dunns Creek which offers easy access to the scenic St. Johns River—perfect for boating, fishing, and enjoying the Florida lifestyle right from your backyard. No detail has been overlooked in this top-to-bottom renovation. The home features a brand-new roof, a new HVAC system, new hot water heater, and a completely new septic system including drain field—giving you peace of mind for years to come. Inside, you’ll find stylish new LVP flooring throughout, a beautifully updated kitchen with upgraded appliances, modern cabinetry, and sleek countertops, as well as fully remodeled bathrooms with new fixtures and vanities. Whether you're looking for a full-time residence, a weekend retreat, or an investment opportunity, this move-in-ready waterfront property delivers comfort, quality, and access to one of Florida’s most iconic rivers. Don’t miss your chance to own a slice of paradise—schedule your private showing today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 170 closed home sales in Putnam County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$264,900
$189 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,404 sq ft
Time on market
138 days
Year built
1991
Monthly payment
About $1,659/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,730 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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