

Overview
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New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- ST JOHNS RIVERSIDE ESTATES
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
354 Hoot Owl Rd is a 2026-built home in St Johns Riverside Estates, Satsuma. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,490 square feet of living space. Listed at $235,000 (about $158/sqft), 202 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Pre-Construction. To be built. Pre-Construction Custom Home Opportunity! Build Your Dream Home on 354 Hoot Owl Rd, Satsuma/Palatka, FL This is your chance to own a brand-new custom-built home in a peaceful setting — designed and built exactly the way you want it! The base home starts at just $235,000 and includes a spacious 3-bedroom, 2-bath open-concept floor plan with these desirable features: • Large kitchen island with plenty of cabinet space • Stainless steel appliances (side-by-side refrigerator, dishwasher, microwave, garbage disposal, and stylish range) • Generous primary suite with walk-in closet • Energy-efficient double-pane windows Well and septic are included with the base price — no extra costs for these major utilities! All photos shown are examples of the home with premium Package upgrades — so you can see the quality, finishes, and luxurious touches that are available. Choose from our Georgetown premium package to elevate your home with upgraded features throughout! Tour our completed model home at 105 SE 3rd St in Georgetown, Florida — experience the premium upgrades in person and see exactly how beautiful your custom home can be! We have the land, we have the builder, and now all we need is you and your dream. Whether you're looking for a primary residence, a retirement home, or a weekend getaway, let us help you build your future today with the premium Georgetown Package! *Additional building lot also available just down the street at 329 Hoot Owl Rd — perfect if you want extra space, privacy, or room for family/guests. Ready to start planning your custom home? Contact me today — let’s make your dream home a reality!
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 172 closed home sales in Putnam County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$235,000
$158 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,490 sq ft
Time on market
202 days
Year built
2026
Monthly payment
About $1,350/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $76 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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