155 Fran Ln, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot156,380 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

155 Fran Ln is a home in Acosta Clarke & Atkinson Grant, Satsuma. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

3.25± acres on Dunns Creek offering privacy and waterfront access in a peaceful natural setting. The property includes a dock renovated in 2022 with an electric boat lift and a small lockable storage room, along with two (2) 30-amp electric hookups and an artesian flowing well. Zoned R-2, which allows for conventional homes, modular homes, or mobile homes. Approximately 0.50± acres of uplands, with the remaining acreage consisting of wetlands that enhance the property’s Old Florida character, provide natural privacy, and create a quiet, undisturbed backdrop. Dunns Creek connects Crescent Lake to the St. Johns River and offers excellent fishing, shrimping, and boating, with a short boat ride to multiple waterfront restaurants, including the popular local hangout Renegades. Crescent Lake and the Palatka area are well known for world-class bass fishing and regularly host major tournaments. Centrally located between Crescent Lake and the St. Johns River, approximately 15 minutes south of Palatka and about 45 minutes to St. Augustine. Buyer to verify all information and conduct their own due diligence regarding zoning, land use, utilities, and intended use.

The essentials

On market
258 days
Annual tax
$4,206
Flood zone
AE
Lot
156,380 sqft
Type
Land

At a glance

Land
Waterfront
Creek
3.25 acres
Lot size

Payment

Est. monthly payment
$2,037/mo
Down payment (20%)
$59,000
Property taxes
$350/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
156,380 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Creek
Days on Market
258
Flood Zone AE
Annual Tax (2025)
$4,206
Parcel #
38-11-27-0000-0021-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Acosta Clarke & Atkinson Grant
County
Putnam
MLS Area
32189 - Satsuma
Lot Size
156,380 sqft

Price history

Date
Event
Price
1/29/2026
Listed for sale
Source: Stellar MLS #FC315730
$295,000

Neighborhood

155 Fran Ln
Satsuma, FL, 32189 · 32189 - Satsuma

Calculator

Est. monthly payment
$2,037/mo
Principal & interest$1,539
Property taxes$350
Insurance$148
Down payment20% · $59,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$295,000

Time on market

258 days

Monthly payment

About $2,037/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,206 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byGREAT EXPECTATIONS REALTYListing agent: Amanda EdwardsListing data from Stellar MLS, MLS# FC315730.

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