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Overview

5 bd4 ba2,815 sqft2 car garageSingle Family
TypeSingle Family
HOA$151/yr
Built2026
Lot6,000 sqft
Living area2,815 sqft
Price / sqft$210
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERSET
Type
Single Family Residence

True monthly carry

HOA
~$13/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Built-in FeaturesIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatTray Ceiling(s)Hurricane Shutters

5166 Creek Sand Dr is a 2026-built home in Waterset, Apollo Beach. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,815 square feet of living space. Listed at $589,750 (about $210/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $151 annually.

From the listing

Welcome to Waterset, one of Apollo Beach’s premier master-planned communities, offering an exceptional Florida lifestyle with resort-style pools, fitness centers, miles of walking and biking trails, parks, playgrounds, dog parks, sports courts, and a full calendar of community events. This stunning Danica by David Weekley Homes features 5 bedrooms and 4 full bathrooms, providing plenty of space and flexibility for today’s lifestyle. The open-concept family and dining areas flow seamlessly into the designer kitchen, complete with a large center island, corner pantry, and abundant workspace—perfect for entertaining and everyday living. The spacious Owner’s Retreat offers a relaxing escape with a large walk-in closet and private Owner’s Bath. Four additional bedrooms and three full bathrooms provide comfortable accommodations for family and guests. Enjoy even more versatility with a private front study and spacious upstairs retreat, ideal for a home office, game room, or additional living space. Step outside to the covered lanai and enjoy year-round Florida living. Experience the quality, craftsmanship, and peace of mind that comes with a David Weekley Home and our industry-leading 1-2-10 warranty, including 1-year workmanship, 2-year major mechanical systems, and 10-year structural coverage. **This property offers a limited-time interest rate incentive.

The essentials

Built
2026
Price / sqft
$210
On market
49 days
Annual tax
$5,065
HOA
$151/yr
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Fitness center too
2 car garage
6,000 sqft lot
Lot size
2,815 sqft
Living area

Payment

Est. monthly payment
$3,806/mo
Down payment (20%)
$117,950
Property taxes
$422/mo
HOA
$151/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
49
Built-in Features
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Tray Ceiling(s)
Hurricane Shutters
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Dog Park
Fitness Center
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Microwave
Range Hood
Elementary
Doby Elementary-HB
Middle
Eisenhower-HB
High
East Bay-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,065
Parcel #
U-34-31-19-D4K-000029-00026.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterset
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
6,000 sqft
HOA
$151/yr
Castle Group

Price history

Date
Event
Price
8/24/2026
Listed for sale
Source: Stellar MLS #TB8541891
$589,750
$210/sqft

Neighborhood

5166 Creek Sand Dr
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $589,750
$585,000 – $589,750
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 49.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,806/mo
Principal & interest$3,076
Property taxes$422
Insurance$295
HOA$13
Down payment20% · $117,950
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$589,750

$210 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,815 sq ft

Time on market

49 days

Year built

2026

Monthly payment

About $3,806/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,065 annual tax bill, insurance, and the $151/yr HOA fee.

HOA fee

$151/yr

Managed by Castle Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWEEKLEY HOMES REALTY COMPANYListing agent: Robert St. PierreListing data from Stellar MLS, MLS# TB8541891.

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