

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- WATERSET
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$13/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
5166 Creek Sand Dr is a 2026-built home in Waterset, Apollo Beach. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,815 square feet of living space. Listed at $589,750 (about $210/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $151 annually.
Welcome to Waterset, one of Apollo Beach’s premier master-planned communities, offering an exceptional Florida lifestyle with resort-style pools, fitness centers, miles of walking and biking trails, parks, playgrounds, dog parks, sports courts, and a full calendar of community events. This stunning Danica by David Weekley Homes features 5 bedrooms and 4 full bathrooms, providing plenty of space and flexibility for today’s lifestyle. The open-concept family and dining areas flow seamlessly into the designer kitchen, complete with a large center island, corner pantry, and abundant workspace—perfect for entertaining and everyday living. The spacious Owner’s Retreat offers a relaxing escape with a large walk-in closet and private Owner’s Bath. Four additional bedrooms and three full bathrooms provide comfortable accommodations for family and guests. Enjoy even more versatility with a private front study and spacious upstairs retreat, ideal for a home office, game room, or additional living space. Step outside to the covered lanai and enjoy year-round Florida living. Experience the quality, craftsmanship, and peace of mind that comes with a David Weekley Home and our industry-leading 1-2-10 warranty, including 1-year workmanship, 2-year major mechanical systems, and 10-year structural coverage. **This property offers a limited-time interest rate incentive.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$589,750
$210 per sq ft
Beds and baths
5 beds, 4 baths
Size
2,815 sq ft
Time on market
49 days
Year built
2026
Monthly payment
About $3,806/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,065 annual tax bill, insurance, and the $151/yr HOA fee.
HOA fee
$151/yr
Managed by Castle Group.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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