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Overview

6 bd4 ba3,505 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/mo
Built2026
Lot6,024 sqft
Living area3,505 sqft
Price / sqft$185
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
INDIGO CREEK
Type
Single Family Residence

True monthly carry

HOA
~$100/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Crown MoldingHigh CeilingsPrimary Bedroom Main FloorWalk-in Closet(s)Community MailboxDog ParkPlaygroundPool

860 Steel Dr is a 2026-built home in Indigo Creek, Apollo Beach. Inside you'll find 6 bedrooms, 4 bathrooms, and 3,505 square feet of living space. Listed at $649,234 (about $185/sqft), 49 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $100 monthly.

From the listing

Pre-Construction. To be built. What's Special: 1st Floor Primary Suite | Covered Lanai | High Ceilings | Pond View. New Construction – December Completion! Welcome to the Tybee at 860 Steel Drive in Indigo Creek! This spacious two-story home is thoughtfully designed to bring everyone together while still offering plenty of room to relax and recharge. The open-concept gourmet kitchen features a large island, walk-in pantry, and butler pantry, flowing seamlessly into the dining area, great room, and covered lanai with an outdoor kitchen rough-in for effortless indoor-outdoor living. A private primary suite on the main floor creates a peaceful retreat, while a first-floor secondary bedroom and full bathroom offer added flexibility. Upstairs, four additional secondary bedrooms surround a central game room, providing the perfect space for movie nights, hobbies, or everyday fun. A dedicated study, generous storage, and versatile living spaces make this home as functional as it is inviting. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: extended flooring on main level into primary bedroom and closet. MLS#TB8542252

The essentials

Built
2026
Price / sqft
$185
On market
49 days
Annual tax
$0
HOA
$100/mo
Flood zone
AE
Lot
6,024 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
Community pool
Shared amenity
2 car garage
6,024 sqft lot
Lot size

Payment

Est. monthly payment
$4,649/mo
Down payment (20%)
$129,847
Property taxes
$0/mo
HOA
$100/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,024 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
49
Crown Molding
High Ceilings
Primary Bedroom Main Floor
Walk-in Closet(s)
Community Mailbox
Dog Park
Playground
Pool
Sidewalks
Wheelchair Access
Street Lights
Built-in Oven
Cooktop
Dishwasher
Microwave
Tankless Water Heater
Elementary
Doby Elementary-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$0
Parcel #
U-32-31-19-E6A-000000-00026.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indigo Creek
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
6,024 sqft
HOA
$100/mo
Castle Group

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8542252
$649,234-3.0%
$185/sqft
8/25/2026
Listed for sale
Source: Stellar MLS #TB8542252
$669,234
$191/sqft

Neighborhood

860 Steel Dr
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $649,234
$640,000 – $649,234
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 49 after a $20,000 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,649/mo
Principal & interest$3,386
Property taxes$839
Insurance$325
HOA$100
Down payment20% · $129,847
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$649,234

$185 per sq ft

Beds and baths

6 beds, 4 baths

Size

3,505 sq ft

Time on market

49 days

Year built

2026

Monthly payment

About $4,649/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $100/mo HOA fee.

HOA fee

$100/mo

Managed by Castle Group.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTAYLOR MORRISON REALTY OF FLListing agent: Michelle CampbellListing data from Stellar MLS, MLS# TB8542252.

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