823 Manns Harbor Dr, photo 1
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Overview

6 bd7 ba5,863 sqft3 car garageSingle Family
TypeSingle Family
HOA$190/yr
Built2021
Lot20,038 sqft
Living area5,863 sqft
Price / sqft$367
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSplit BedroomStone CountersWalk-in Closet(s)

823 Manns Harbor Dr is a 2021-built home in Mirabay, Apollo Beach. Inside you'll find 6 bedrooms, 7 bathrooms, and 5,863 square feet of living space. Listed at $2,150,000 (about $367/sqft), 130 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $190 annually.

From the listing

MAJOR PRICE IMPROVEMENT | With acceptable offer and lender approval, Sellers to offer $45K credit toward Buyer’s preferred dock installation, to be used toward closing costs, fees, prepaids and rate buy downs. | Experience elevated waterfront living at 823 Manns Harbor Drive in Bay Estates Preserve, MiraBay’s newest and final gated enclave in Apollo Beach. Offering the largest floor plan available in Bay Estates Preserve, this elegant coastal residence sits on a beautifully landscaped .46-acre waterfront homesite overlooking one of the community’s widest canal basins, with long water views and direct boating access to Tampa Bay and the Gulf. Designed for Florida indoor-outdoor living, the home features high ceilings, generous living spaces, smart home technology and an open great room with a well-appointed kitchen for effortless entertaining. A first-floor primary suite and separate guest en-suite offer comfort and flexibility. Upstairs, enjoy a spacious home theater and gathering area with wet bar opening to a water-view balcony. Outdoors, a heated saltwater pool and spa take full advantage of the waterfront setting, with a panoramic screen enclosure designed to preserve the views. An expansive pool deck, outdoor kitchen, generous lawn and waterfront fire pit create exceptional spaces for entertaining and relaxing. On-site dockage is approved, enhancing the property’s appeal for boaters. Additional features include a three-car garage with EV charger, golf-cart-friendly streets, underground utilities and lock-controlled access to Tampa Bay. MiraBay residents enjoy resort-style amenities including a clubhouse, heated pools, dining, fitness, tennis, pickleball and community events. A distinctive opportunity for luxury waterfront living in MiraBay and Apollo Beach.

The essentials

Built
2021
Price / sqft
$367
On market
130 days
Annual tax
$37,700
HOA
$190/yr
Flood zone
AE
Lot
20,038 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Waterfront
Lagoon
Private pool
Heated
3 car garage
Driveway
0.46 acres
Lot size

Payment

Est. monthly payment
$15,446/mo
Down payment (20%)
$430,000
Property taxes
$3,142/mo
HOA
$190/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
20,038 sqft
Cooling
Central Air, Zoned
Heating
Central, Electric, Zoned
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Faces Side, Oversized, Parking Pad
Pool
Child Safety Fence, Gunite, Heated, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure
Waterfront
Lagoon
Days on Market
130
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Walk-in Closet(s)
Wet Bar
Window Treatments
Balcony
Fire Pit
Lighting
Outdoor Kitchen
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Park
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Microwave
Range Hood
Refrigerator
Washer
Water Filtration System
Water Softener
Wine Refrigerator
Elementary
Apollo Beach-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$37,700
Parcel #
U-29-31-19-88F-000011-00010.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Mirabay
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
20,038 sqft
Flood Insurance RequiredFloodZoneIrregular LotLandscapedNear MarinaOversized LotSidewalkPaved
HOA
$190/yr
First Service Residential

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #TB8515336
$2,150,000-2.3%
$367/sqft
-
Price change
Source: Stellar MLS #TB8515336
$2,200,000-26.0%
$375/sqft
6/4/2026
Listed for sale
Source: Stellar MLS #TB8515336
$2,972,000
$507/sqft

Neighborhood

823 Manns Harbor Dr
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $2,150,000
$2.13M – $2.15M
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 130 after a $822,000 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$15,446/mo
Principal & interest$11,213
Property taxes$3,142
Insurance$1,075
HOA$16
Down payment20% · $430,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,150,000

$367 per sq ft

Beds and baths

6 beds, 7 baths

Size

5,863 sq ft

Time on market

130 days

Year built

2021

Monthly payment

About $15,446/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $37,700 annual tax bill, insurance, and the $190/yr HOA fee.

HOA fee

$190/yr

Managed by First Service Residential.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPREMIER SOTHEBYS INTL REALTYListing agent: Mary RenfroeListing data from Stellar MLS, MLS# TB8515336.

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