

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- INDIGO CREEK
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$100/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
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11-month inspection
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Verified incentives
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About this home
868 Steel Dr is a 2026-built home in Indigo Creek, Apollo Beach. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,911 square feet of living space. Listed at $590,429 (about $203/sqft), 68 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $100 monthly.
Under Construction. What's Special: Water View | Flex Room | Loft | Gourmet Kitchen | Pond View. New Construction - December Completion! Welcome to the Monterey at 868 Steel Drive in Indigo Creek! This spacious new two-story home is designed for comfort, flexibility, and effortless entertaining. The gourmet kitchen serves as the heart of the home, featuring a large center island, abundant cabinetry, a walk-in pantry, and a seamless flow into the dining area and expansive great room. A first-floor bedroom suite with a full bathroom is perfect for guests or multigenerational living. Upstairs, the private primary suite offers a relaxing retreat, while three additional bedrooms, a versatile loft, and a convenient laundry room provide plenty of space for everyday living. Enjoy indoor-outdoor living on the covered lanai, ideal for relaxing or gathering with friends and family. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: 8' interior doors, shower in bathroom 3, laundry sink, and outdoor kitchen rough-in. MLS#TB8536321
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$590,429
$203 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,911 sq ft
Time on market
68 days
Year built
2026
Monthly payment
About $4,237/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $100/mo HOA fee.
HOA fee
$100/mo
Managed by Castle Group.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
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