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Overview

5 bd3 ba2,911 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/mo
Built2026
Lot6,024 sqft
Living area2,911 sqft
Price / sqft$203
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
INDIGO CREEK
Type
Single Family Residence

True monthly carry

HOA
~$100/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

High CeilingsPrimarybedroom UpstairsWalk-in Closet(s)Community MailboxDog ParkPlaygroundPoolSidewalks

868 Steel Dr is a 2026-built home in Indigo Creek, Apollo Beach. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,911 square feet of living space. Listed at $590,429 (about $203/sqft), 68 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $100 monthly.

From the listing

Under Construction. What's Special: Water View | Flex Room | Loft | Gourmet Kitchen | Pond View. New Construction - December Completion! Welcome to the Monterey at 868 Steel Drive in Indigo Creek! This spacious new two-story home is designed for comfort, flexibility, and effortless entertaining. The gourmet kitchen serves as the heart of the home, featuring a large center island, abundant cabinetry, a walk-in pantry, and a seamless flow into the dining area and expansive great room. A first-floor bedroom suite with a full bathroom is perfect for guests or multigenerational living. Upstairs, the private primary suite offers a relaxing retreat, while three additional bedrooms, a versatile loft, and a convenient laundry room provide plenty of space for everyday living. Enjoy indoor-outdoor living on the covered lanai, ideal for relaxing or gathering with friends and family. Indigo Creek in Apollo Beach offers stunning lake views and plenty of ways to enjoy nature. Planned amenities include a pool, cabana, dog park, and boardwalk, along with a National Wildlife Federation–certified monarch butterfly garden and a nature playscape. Additional Highlights Include: 8' interior doors, shower in bathroom 3, laundry sink, and outdoor kitchen rough-in. MLS#TB8536321

The essentials

Built
2026
Price / sqft
$203
On market
68 days
Annual tax
$0
HOA
$100/mo
Flood zone
AE
Lot
6,024 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
Community pool
Shared amenity
2 car garage
Driveway
6,024 sqft lot
Lot size

Payment

Est. monthly payment
$4,237/mo
Down payment (20%)
$118,086
Property taxes
$0/mo
HOA
$100/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,024 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
68
High Ceilings
Primarybedroom Upstairs
Walk-in Closet(s)
Community Mailbox
Dog Park
Playground
Pool
Sidewalks
Wheelchair Access
Street Lights
Cooktop
Range Hood
Tankless Water Heater
Elementary
Doby Elementary-HB
Middle
Eisenhower-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$0
Parcel #
U-32-31-19-E6A-000000-00028.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indigo Creek
County
Hillsborough
MLS Area
33572 - Apollo Beach / Ruskin
Lot Size
6,024 sqft
HOA
$100/mo
Castle Group

Price history

Date
Event
Price
9/3/2026
Price change
Source: Stellar MLS #TB8536321
$590,429-1.6%
$203/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #TB8536321
$599,999
$206/sqft

Neighborhood

868 Steel Dr
Apollo Beach, FL, 33572 · 33572 - Apollo Beach / Ruskin

Market insights

Offer Insights

Choose an offer strength

List price: $590,429
$585,000 – $590,429
98.9% – 100% of listTops out right at the list price
80% of listList price
158 of the last 315 home closings in 33572 landed at this number or higher (50%). The median one sat 53 days before it went under contract, and this one is on day 68 after a $9,570 cut.

Sample: 315 closed home sales in 33572 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,237/mo
Principal & interest$3,079
Property taxes$763
Insurance$295
HOA$100
Down payment20% · $118,086
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$590,429

$203 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,911 sq ft

Time on market

68 days

Year built

2026

Monthly payment

About $4,237/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $100/mo HOA fee.

HOA fee

$100/mo

Managed by Castle Group.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTAYLOR MORRISON REALTY OF FLListing agent: Michelle CampbellListing data from Stellar MLS, MLS# TB8536321.

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