409 1st Ave NW, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot31,680 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

409 1st Ave NW is a home in Ruskin City Map Of, Ruskin. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Premium Waterfront 3/4-Acre Homesite on Ruskin Inlet — Direct Access to Tampa Bay & the Gulf A rare opportunity to own a beautiful 3/4-acre vacant waterfront property overlooking the Ruskin Inlet, offering direct access to Tampa Bay and the Gulf of Mexico. This oversized homesite sits in a quiet, established community that still carries the peaceful Old Florida feel — mature trees, gentle breezes, and wide-open water views. Property Highlights Expansive 3/4-acre waterfront lot with stunning views of the Ruskin Inlet Direct boating access to Tampa Bay and the Gulf Electric, water, and sewer available — ready for your dream home No CDDs or HOAs — enjoy freedom and flexibility One folio with potential to split into two buildable lots (county approval required) Property Highlights Expansive 3/4-acre waterfront lot with stunning views of the Ruskin Inlet, Direct boating access to Tampa Bay and the Gulf Electric, water, and sewer available — ready for your dream home No CDDs or HOAs — enjoy freedom and flexibility One folio with potential to split into two buildable lots (county approval required) Previous home removed — the property is cleared for new construction Quiet, charming community with an authentic Old Florida atmosphere Why This Property Stands Out This is one of the few remaining large waterfront parcels in the area with no deed restrictions and no CDD fees. Whether you envision a private estate, two custom homes, or a coastal retreat, this property offers unmatched versatility and value.

The essentials

On market
45 days
Annual tax
$1,681
Flood zone
AE
Lot
31,680 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
0.73 acres
Lot size

Payment

Est. monthly payment
$2,312/mo
Down payment (20%)
$76,000
Property taxes
$140/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
31,680 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
45
Flood Zone AE
Annual Tax (2025)
$1,681
Parcel #
U-07-32-19-1V5-000000-00304.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ruskin City Map Of
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
31,680 sqft

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #TB8542291
$380,000

Neighborhood

409 1st Ave NW
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Calculator

Est. monthly payment
$2,312/mo
Principal & interest$1,982
Property taxes$140
Insurance$190
Down payment20% · $76,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$380,000

Time on market

45 days

Monthly payment

About $2,312/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,681 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byRE/MAX REALTY UNLIMITEDListing agent: Debrah HaileyListing data from Stellar MLS, MLS# TB8542291.

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