12th St SE, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot200,376 sqft

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About this home

12th St SE is a home in Ruskin Colony Farms, Ruskin. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Prime 4.6-acre lot in the rapidly growing Ruskin area with easy access to I-75. Public utilities nearby and zoning for single-family residences make this parcel ideal for building a dream home or subdividing for development. No CDDs, no HOAs, and no flood insurance required. Surrounded by new residential communities and recent builder developments, this property is perfectly positioned as the next builder’s dream opportunity.

The essentials

On market
405 days
Annual tax
$2,740
Flood zone
X · Low risk
Lot
200,376 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$3,086/mo
Down payment (20%)
$99,998
Property taxes
$228/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
200,376 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
405
Flood Zone X
Annual Tax (2023)
$2,740
Parcel #
U-09-32-19-1UU-000000-00327.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ruskin Colony Farms
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
200,376 sqft
BuildableIn CountyRuralUnincorporatedWooded

Price history

Date
Event
Price
7/27/2026
Price change
Source: Stellar MLS #TB8424181
$499,990-16.7%
-
Price change
Source: Stellar MLS #TB8424181
$599,990-14.3%
9/4/2025
Listed for sale
Source: Stellar MLS #TB8424181
$699,990

Neighborhood

12th St SE
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Calculator

Est. monthly payment
$3,086/mo
Principal & interest$2,608
Property taxes$228
Insurance$250
Down payment20% · $99,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,990

Time on market

405 days

Monthly payment

About $3,086/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,740 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byLPT REALTY, LLCListing agent: Keith LukaSavageListing data from Stellar MLS, MLS# TB8424181.

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