

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
526 NW Savannah Cir is a 2000-built home in Meadows Plantation 01, Lake City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,441 square feet of living space. Listed at $349,900 (about $143/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $330 annually.
PRICED TO SELL! $5K SELLER CREDIT TOWARD PREPAID ITEMS! BRAND NEW ROOF 2025, NEW AC 2026, AND NEW WATER HEATER 2026. ALL THREE MAJOR SYSTEMS DONE AND THIS HOME IS MOVE-IN READY! Welcome home to this beautiful 4 bedroom home nestled on a generous half-acre lot in the desirable Oak Meadow Plantation community of Lake City. Step inside and immediately feel the warmth of a home that has been thoughtfully cared for. Beautiful laminate, tile, and wood flooring flow throughout the main living areas, a cozy wood-burning fireplace anchors the family room, and the open layout with two separate living spaces gives everyone room to breathe. The kitchen flows naturally to the dining and living areas, great for everyday living and entertaining. When it is time to enjoy the outdoors you have options. Relax on the screened patio, hang out under the covered patio, or enjoy the fully fenced private backyard that stretches across a full half acre. The attached 2-car garage keeps your vehicles protected and the full appliance package means everything you need is already included. Oak Meadow Plantation is one of Lake City's most charming communities, lined with mature oak trees and centered around a beautiful neighborhood pond with a low HOA of only approx. $330 per year and no CDD. Flood Zone X so no flood insurance required. Minutes from I-75, US-90, downtown Lake City, shopping, dining, and Lake City Medical Center. All financing welcome including FHA, VA, and conventional. A home this updated, this spacious, and in a community this special does not stay on the market long.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 45 closed home sales in Lake City over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$349,900
$143 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,441 sq ft
Time on market
38 days
Year built
2000
Monthly payment
About $2,406/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,542 annual tax bill, insurance, and the $330/yr HOA fee.
HOA fee
$330/yr
Managed by Oak Meadow & Forest Plantation HOA.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







