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Overview

3 bd2 ba1,516 sqft2 car garageSingle Family
TypeSingle Family
HOA$110/yr
Built2021
Lot5,000 sqft
Living area1,516 sqft
Price / sqft$204
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanHurricane ShuttersSidewalkCommunity MailboxDeed RestrictionsPoolTennis Court(s)

1172 7th Ave NW is a 2021-built home in Shell Cove Ph 1, Ruskin. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,516 square feet of living space. Listed at $309,900 (about $204/sqft), 30 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 annually.

From the listing

Welcome to Shell Cove! Built in 2021, this one-story block home offers 3 bedrooms, 2 bathrooms, a 2-car garage, and beautiful wide-open pond views from the backyard with no direct rear neighbors. The open-concept floor plan connects the living, dining, and kitchen areas, creating a comfortable space for everyday living and entertaining. The kitchen features granite countertops, a large center island, ample cabinetry, stainless steel appliances, and views toward the rear of the home. The spacious primary suite also overlooks the pond and includes a walk-in closet and private ensuite bath. Step outside and enjoy peaceful water views from your backyard, whether starting the morning with coffee or relaxing at the end of the day. Shell Cove residents enjoy a resort-style community pool, clubhouse, playground, dog park, scenic ponds, and walking trails, with the community pool conveniently located just across the street. Nearby amenities include a marina, boat club, waterfront dining, and public beach access, providing easy opportunities to enjoy boating, fishing, and Florida’s coastal lifestyle. Conveniently located near US-41 and I-75 with access to Tampa, St. Petersburg, Bradenton, shopping, dining, medical facilities, and schools, this newer home offers a great combination of water views, community amenities, and Florida living.

The essentials

Built
2021
Price / sqft
$204
On market
30 days
Annual tax
$7,846
HOA
$110/yr
Flood zone
X500* · Low risk
Lot
5,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Waterfront
Pond
Community pool
Shared amenity
2 car garage
5,000 sqft lot
Lot size

Payment

Est. monthly payment
$2,434/mo
Down payment (20%)
$61,980
Property taxes
$654/mo
HOA
$110/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
5,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
30
Ceiling Fans(s)
Open Floorplan
Hurricane Shutters
Sidewalk
Community Mailbox
Deed Restrictions
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range
Washer
In a CDD (Community Development District) Flood Zone X500*
Annual Tax (2025)
$7,846
Parcel #
U-06-32-19-C07-000000-00440.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shell Cove Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
5,000 sqft
Paved
HOA
$110/yr
Shell Pointe - Kayla Mason

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #TB8550210
$309,900
$204/sqft

Neighborhood

1172 7th Ave NW
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $309,900
$307,500 – $309,900
99.5% – 100% of listTops out right at the list price
80% of listList price
128 of the last 216 home closings in 33570 landed at this number or higher (59%). The median one sat 44 days before it went under contract, and this one is on day 30.

Sample: 216 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,434/mo
Principal & interest$1,616
Property taxes$654
Insurance$155
HOA$9
Down payment20% · $61,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,900

$204 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,516 sq ft

Time on market

30 days

Year built

2021

Monthly payment

About $2,434/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,846 annual tax bill, insurance, and the $110/yr HOA fee.

HOA fee

$110/yr

Managed by Shell Pointe - Kayla Mason.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Josh TaylorListing data from Stellar MLS, MLS# TB8550210.

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