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About this home
138 Rain Berry Ave is a 2021-built home in Osprey Reserve, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,557 square feet of living space. Listed at $399,999 (about $156/sqft), 153 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $117 monthly.
Welcome to Osprey Reserve, where modern construction, energy efficiency, and exceptional value come together in this beautifully maintained 2021 Lennar-built Phoenix model. This like-new, 4 bedroom, 3 car garage, single-story home offers the perfect combination of comfort, convenience, and long-term savings with NO CDD fees and a low HOA. One of the home's most attractive features is its solar panel system, helping keep utility costs remarkably low, with the current owner's average electric bill approximately $15 per month. Built with energy efficiency in mind, this home also features LED lighting, energy-efficient appliances, and modern construction standards designed to maximize comfort while minimizing monthly expenses. Inside, you'll find a thoughtfully designed open-concept floor plan that seamlessly connects the living, dining, and kitchen areas, creating an ideal space for both everyday living and entertaining. The kitchen offers ample cabinet and counter space, stainless steel appliances, granite counters, modern finishes, and a functional layout that serves as the heart of the home. Step outside to one of the property's standout upgrades—a large covered and screened lanai enclosure, providing the perfect place to enjoy Florida's beautiful weather year-round. Whether you're hosting family and friends, enjoying your morning coffee, or relaxing after a long day, this outdoor living space significantly expands the home's usable square footage and lifestyle appeal. Located in the desirable Osprey Reserve community, residents enjoy a convenient location near shopping, dining, schools, major commuter routes, and the many recreational opportunities that make Florida living so desirable. For qualified buyers, this home presents an incredible financing opportunity with a VA assumable loan at just 2.75% interest, potentially offering substantial monthly savings compared to current market rates. Why wait for new construction when you can move right into this meticulously maintained home featuring modern finishes, energy-saving upgrades, a premium screened outdoor living space, low HOA fees, no CDD, and the opportunity to assume an attractive low-interest VA loan. Schedule your private showing today and discover everything this exceptional Osprey Reserve home has to offer.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$399,999
$156 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,557 sq ft
Time on market
153 days
Year built
2021
Monthly payment
About $3,090/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,240 annual tax bill, insurance, and the $117/mo HOA fee.
HOA fee
$117/mo
Managed by Folio Association Management.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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