$410,000

197 Rain Berry Ave · Ruskin, FL, 33570

$160 / sqft
Osprey Reserve
4
Beds
3
Baths
2,557
Sqft
3
Garage
Ask About This Home

This is a 2021-built single-family home in Osprey Reserve. Flood zone AE — confirm flood insurance requirements with your lender. HOA runs $95 /month. 97 days on market — likely some room to negotiate.

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Year Built2021
On Market97 days
Lot8,100 sqft
Annual Tax$7,733
Flood ZoneAE
HOA$95/mo

About This Property

******** Motivated Seller******** $15,000 price adjustment******** Welcome to your slice of Florida paradise in the highly sought-after Osprey Reserves community of Ruskin! This stunning 4-bedroom, 3-bathroom beauty perfectly blends modern comfort with peaceful living. From the moment you step inside, you’ll love the bright, open-concept layout designed for effortless entertaining and everyday living. The spacious living and dining areas flow seamlessly together, creating the perfect backdrop for gatherings, celebrations, or cozy nights at home. The kitchen? A total showstopper. Featuring sleek stainless-steel appliances, abundant cabinetry, and a generous breakfast bar, it’s built for everything from quick morning coffee to hosting unforgettable dinner parties. Your private owner’s suite is a true retreat, complete with a spa-like en-suite bathroom boasting a separate shower, and double vanity. The additional bedrooms are impressively sized, offering flexibility for guests, a home office, gym, or playroom. And here’s the bonus that makes this home shine: solar power for impressively low electric bills, NO CDD fees, and a low monthly HOA. That means more savings and more peace of mind. Step outside to your fully fenced backyard oasis, perfect for relaxing evenings, weekend BBQs, pets, or simply enjoying Florida sunshine in privacy. Situated above ground level, the Osprey Reserves community is not expected to flood during heavy rain, offering an added layer of confidence and comfort. You’ll love the quiet streets, peaceful atmosphere, and proximity to local shopping, dining, and major highways, making commutes to Tampa and surrounding areas smooth and simple. This is more than a house — it’s the lifestyle upgrade you’ve been waiting for.

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2021
🌳
Lot
8,100 sqft
❄️
Cooling
Central Air
🔥
Heating
Central
🚗
Parking
Garage Door Opener
📆
Days on Market
97

Features

Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Hurricane Shutters
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer

Taxes & Public Records

🏡Homestead exemption on file🌊Flood Zone AE

Annual Tax (2024)

$7,733

Parcel #

U-06-32-19-C25-000000-00036.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Osprey Reserve

County

Hillsborough

MLS Area

33570 - Ruskin/Apollo Beach

Lot Size

8,100 sqft

HOA
$95/mo
Osprey Reserve Community Association

Price History

EventDatePriceChange
Price ChangeMay 4, 2026$410,000-$15,900
Previous Price$425,900

Affordable Financing

Affordability Calculator

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Loan Details

$100K$2M

Your Results

Total Monthly Payment
$3,178
Principal, interest, tax, insurance, HOA
  • P&I$2,138
  • Tax$644
  • Insurance$300
  • HOA$95
Loan Amount
$328,000
Down Payment %
20.0%
First Year Summary
Principal
$3,462
Interest
$22,197
Balance
$324,538
Total Interest
$441,793
Total Cost
$769,793

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