197 Rain Berry Ave · Ruskin, FL, 33570
This is a 2021-built single-family home in Osprey Reserve. Flood zone AE — confirm flood insurance requirements with your lender. HOA runs $95 /month. 97 days on market — likely some room to negotiate.
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Schedule tour20% down · 30-yr fixed · 6.5% APR
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About This Property
******** Motivated Seller******** $15,000 price adjustment******** Welcome to your slice of Florida paradise in the highly sought-after Osprey Reserves community of Ruskin! This stunning 4-bedroom, 3-bathroom beauty perfectly blends modern comfort with peaceful living. From the moment you step inside, you’ll love the bright, open-concept layout designed for effortless entertaining and everyday living. The spacious living and dining areas flow seamlessly together, creating the perfect backdrop for gatherings, celebrations, or cozy nights at home. The kitchen? A total showstopper. Featuring sleek stainless-steel appliances, abundant cabinetry, and a generous breakfast bar, it’s built for everything from quick morning coffee to hosting unforgettable dinner parties. Your private owner’s suite is a true retreat, complete with a spa-like en-suite bathroom boasting a separate shower, and double vanity. The additional bedrooms are impressively sized, offering flexibility for guests, a home office, gym, or playroom. And here’s the bonus that makes this home shine: solar power for impressively low electric bills, NO CDD fees, and a low monthly HOA. That means more savings and more peace of mind. Step outside to your fully fenced backyard oasis, perfect for relaxing evenings, weekend BBQs, pets, or simply enjoying Florida sunshine in privacy. Situated above ground level, the Osprey Reserves community is not expected to flood during heavy rain, offering an added layer of confidence and comfort. You’ll love the quiet streets, peaceful atmosphere, and proximity to local shopping, dining, and major highways, making commutes to Tampa and surrounding areas smooth and simple. This is more than a house — it’s the lifestyle upgrade you’ve been waiting for.
Location
Property Details
Features
Taxes & Public Records
Annual Tax (2024)
$7,733
Parcel #
U-06-32-19-C25-000000-00036.0
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.
Lot & Community
Subdivision
Osprey Reserve
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
8,100 sqft
Price History
| Event | Date | Price | Change |
|---|---|---|---|
| Price Change | May 4, 2026 | $410,000 | -$15,900 |
| Previous Price | — | $425,900 | — |
Affordable Financing
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Loan Details
Your Results
- P&I$2,138
- Tax$644
- Insurance$300
- HOA$95
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