

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
2604 89th Street Cir E is a 2024-built home in Heron Bay, Palmetto. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,627 square feet of living space. Listed at $365,000 (about $224/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $326.42 quarterly.
Welcome to easy Florida living in the desirable Heron Bay community! Built in 2024, this beautifully designed 4-bedroom, 2-bath home is offered FULLY FURNISHED, providing incredible convenience for buyers looking for a truly move-in-ready opportunity. Simply bring your belongings and settle in! Inside, vaulted ceilings and upgraded luxury vinyl plank flooring complement the bright, open layout. Three secondary bedrooms are located toward the front of the home, while the private primary suite is tucked away at the rear. The kitchen overlooks the spacious great room and features 36-inch grey cabinetry with crown molding, quartz countertops, a large pantry, stainless-steel Whirlpool® appliances, and a center island with breakfast bar, perfect for everyday living and entertaining. The primary suite features an oversized walk-in closet and ensuite bath with dual sinks, quartz countertops, and a tiled walk-in shower with built-in seat. A dedicated laundry room adds convenience, while the covered rear patio provides a great space to relax and enjoy the Florida lifestyle. Designed with efficiency in mind, the home features ENERGY STAR® qualified windows and a Sunrun leased solar system, originally estimated to produce approximately 10,361 kWh annually. Solar lease to be assumed by buyer, with full lease and transfer details available. Heron Bay residents enjoy a community pool with covered seating and recreational areas. Quick access to I-75 and I-275 makes travel to Tampa, St. Petersburg, Sarasota, and the Gulf beaches convenient, with shopping, dining, parks, and everyday essentials just minutes away. FULLY FURNISHED, energy efficient, and move-in ready, this home makes enjoying Florida living easy from day one!
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 445 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$365,000
$224 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,627 sq ft
Time on market
18 days
Year built
2024
Monthly payment
About $2,534/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,066 annual tax bill, insurance, and the $326.42/qtr HOA fee.
HOA fee
$326.42/qtr
Managed by Ken Perrault.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







