1918 4th St E, photo 1
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Overview

4 bd4 ba3,370 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,895/yr
Built2023
Lot15,037 sqft
Living area3,370 sqft
Price / sqft$697
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorSmart Home

1918 4th St E is a 2023-built home in Sanctuary Cove, Palmetto. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,370 square feet of living space. Listed at $2,350,000 (about $697/sqft), 15 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,895 annually.

From the listing

CUSTOM WATERFRONT LIVING WITH RESORT-STYLE OUTDOOR SPACE AND DIRECT MANATEE RIVER ACCESS. Built in 2023, this exceptional 4-bedroom custom residence offers 3,370 square feet under air and 5,220 square feet under roof, thoughtfully designed to embrace the water from nearly every room. The home combines exquisite architecture, exceptional privacy, and effortless indoor-outdoor living with soaring ceilings, iron entry doors, hardwood and natural stone flooring throughout. Expansive 10-foot sliders from the main living areas and all four bedrooms capture beautiful water and sunset views while filling the home with natural light. At the heart of the home, the gourmet kitchen features a dramatic marble waterfall island, custom cabinetry and a hidden butler’s pantry with sink, wine and beverage refrigerators. The open kitchen, dining and great room flow seamlessly to the waterfront lanai. The covered lanai with 14-foot tongue-and-groove ceilings overlooking a heated saltwater pool, oversized sun shelf and spa with a fully equipped outdoor kitchen creates a true private resort for entertaining or relaxing at sunset. Beyond the pool, a 30’ composite dock with 13,000 lb lift sits on calm, protected freshwater with direct access to the Manatee River. Mature palms, tropical landscaping, privacy hedges and architectural lighting create a secluded waterfront setting. Additional features include hurricane-rated windows and doors, automatic blackout shades, standing-seam metal roof and an oversized 733-square-foot garage. A rare opportunity to own a nearly new custom construction waterfront home, all within convenient reach of Sarasota, St. Petersburg, Tampa and the Gulf beaches.

The essentials

Built
2023
Price / sqft
$697
On market
15 days
Annual tax
$20,629
HOA
$1,895/yr
Flood zone
X500 · Low risk
Lot
15,037 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Waterfront
Lagoon
Private pool
Heated
2 car garage
Driveway
0.35 acres
Lot size

Payment

Est. monthly payment
$15,308/mo
Down payment (20%)
$470,000
Property taxes
$1,719/mo
HOA
$1,895/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
15,037 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Oversized, Parking Pad
Pool
Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Tile
Waterfront
Lagoon
Days on Market
15
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Outdoor Kitchen
Private Yard
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
James Tillman Elementary
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$20,629
Parcel #
1015739659

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sanctuary Cove
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
15,037 sqft
Irregular LotOversized LotSidewalkPaved
HOA
$1,895/yr
Castle Group - Kayla Delgado

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #TB8552909
$2,350,000
$697/sqft

Neighborhood

1918 4th St E
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $2,350,000
$2.32M – $2.35M
98.8% – 100% of listTops out right at the list price
80% of listList price
228 of the last 455 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 15.

Sample: 455 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$15,308/mo
Principal & interest$12,256
Property taxes$1,719
Insurance$1,175
HOA$158
Down payment20% · $470,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,350,000

$697 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,370 sq ft

Time on market

15 days

Year built

2023

Monthly payment

About $15,308/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $20,629 annual tax bill, insurance, and the $1,895/yr HOA fee.

HOA fee

$1,895/yr

Managed by Castle Group - Kayla Delgado.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byPARTNER AGENT REALTY INCListing agent: Drew SchoonmakerListing data from Stellar MLS, MLS# TB8552909.

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