Active
$1,699,000
Est. $10,568/mo

4506 Pinfish Ln, Palmetto, FL, 34221

$402/sqft·Gulf & Bay Estates Blocks 4-7

4 bd4 ba4,226 sqft2 car garageSingle Family
Listed by MICHAEL SAUNDERS & COMPANY· Last updated · MLS# A4690531

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Est. monthly payment
$10,568/mo
Down payment (20%)
$339,800
Property taxes
$856/mo
HOA
$25/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 1996
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
Driveway
0.25 acres
Lot size

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Central VaccumCrown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room Combo

4506 Pinfish Ln is a 1996-built home in Gulf & Bay Estates Blocks 4-7, Palmetto. Inside you'll find 4 bedrooms, 4 bathrooms, and 4,226 square feet of living space. Listed at $1,699,000 (about $402/sqft), 128 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $25 annually.

From the listing

Exceptional waterfront living on coveted Snead Island, where refined coastal design meets effortless boating access just minutes to Terra Ceia Bay and Tampa Bay. Set along a quiet canal with direct access to open water, this beautifully updated 4-bedroom, 3.5-bath residence offers a thoughtfully designed layout with a dedicated office, a media room positioned on its own level for added privacy, and versatile living spaces tailored for both relaxed daily living and sophisticated entertaining. The completely renovated kitchen serves as the centerpiece of the home, featuring custom solid wood cabinetry, Cambria granite countertops, and an AGA range seamlessly integrated into an expansive island. A Bosch dishwasher, premium refrigeration, and thoughtful custom finishes complete this true chef’s kitchen, while 2 1/4-inch oak flooring throughout the first floor adds warmth and timeless character. Framed by soaring ceilings and abundant natural light, the open-concept design flows seamlessly into the main living areas, where architectural detail and curated finishes create a warm yet elevated coastal aesthetic. The first-floor primary suite provides a private retreat, highlighted by a fully renovated, spa-inspired bath and French doors that open to the spacious covered back porch, creating a seamless indoor-outdoor connection. Just off the main living area, a dedicated office with French glass doors overlooks the backyard and canal, offering a quiet and inspiring workspace. Upstairs, three additional bedrooms provide ideal separation for family or guests, including one with a private ensuite bath. Outdoor living is equally inviting, with a heated saltwater pool featuring a new PebbleTec finish and updated equipment, surrounded by generous patio space and tranquil canal views. With direct canal access and quick reach to open water, this home offers a true boating lifestyle paired with thoughtfully updated interiors and a layout designed for both everyday living and entertaining. Ideally located near Emerson Point Preserve, a 365-acre coastal sanctuary of mangroves, wetlands, and natural shoreline, and just moments from the Bradenton Yacht Club, this property is set within Snead Island’s welcoming, close-knit island community known for its boating, fishing, and connection to the surrounding waters.

The essentials

Built
1996
Price / sqft
$402
On market
146 days
Annual tax
$10,268
HOA
$25/yr
Flood zone
AE
Lot
10,999 sqft
Type
Single Family Residence

Location

4506 Pinfish Ln
Palmetto, FL, 34221·34221 - Palmetto/Rubonia
Type
Single Family Residence
Year Built
1996
Lot
10,999 sqft
Cooling
Central Air, Zoned
Heating
Electric, Zoned
Parking
Driveway, Garage Door Opener, Oversized, Workshop in Garage
Pool
Heated, In Ground, Salt Water
Waterfront
Canal - Saltwater
Days on Market
146
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Yard
Rain Gutters
Storage
Golf Carts OK
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer

Elementary

Palmetto Elementary-MN

Middle

Lincoln Middle

High

Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on fileFlood Zone AE

Annual Tax (2025)

$10,268

Parcel #

2394000000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Gulf & Bay Estates Blocks 4-7

County

Manatee

MLS Area

34221 - Palmetto/Rubonia

Lot Size

10,999 sqft

Cul-De-SacFloodZoneIn CountyPaved
HOA
$25/yr
Date
Event
Price
7/9/2026
Price change
Source: Stellar MLS #A4690531
$1,699,000-5.6%
$402/sqft
4/18/2026
Listed for sale
Source: Stellar MLS #A4690531
$1,799,000
$426/sqft
Est. monthly payment$10,568/mo
Principal & interest$8,861
Property taxes$856
Insurance$850
HOA$2
Down payment20% · $339,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

Choose an offer strength

List price: $1,699,000
$1.68M – $1.70M
98.8% – 100% of listTops out right at the list price
80% of listList price
175 of the last 349 home closings in 34221 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 146 after a $100,000 cut.

Sample: 349 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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