120 12th Ave E, photo 1
Active
1 / 100

Overview

5 bd4 ba3,516 sqft3 car garageSingle Family
TypeSingle Family
HOA$490/qtr
Built2007
Lot10,829 sqft
Living area3,516 sqft
Price / sqft$497
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Central VaccumCoffered Ceiling(s)Crown MoldingDry BarEat-in KitchenHigh Ceilings

120 12th Ave E is a 2007-built home in Peninsula At Riviera Dunes, Palmetto. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,516 square feet of living space. Listed at $1,749,000 (about $497/sqft), 259 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $490 quarterly.

From the listing

**Waterfront Paradise Awaits in Coveted Palmetto Location** Discover the lifestyle you've been dreaming of in this stunning five-bedroom, four-bathroom residence that seamlessly blends indoor luxury with outdoor living at its finest. Nestled along the picturesque Manatee River, this expansive home offers breathtaking waterfront views that will make every morning feel like a vacation. Step inside to find a thoughtfully updated interior spanning over 3,500 square feet of living space. The refreshed kitchen, beautifully renovated bathrooms, and inviting family room showcase meticulous attention to detail. New flooring flows throughout, while elegant window shutters, modern ceiling fans, and stylish light fixtures create an atmosphere of refined comfort. A decorative fireplace adds character to your gatherings, and fresh paint throughout gives everything a crisp, move-in-ready feel. The outdoor spaces truly steal the show here. Your private oasis features a gleaming marble pool deck, a fully-equipped outdoor kitchen perfect for entertaining, and not one but two lanais—all connected by a whole-house speaker system for effortless ambiance. The newly designed circular driveway and professional lighting elevate the curb appeal to impressive heights. Practical features abound, including a climate-controlled three-car garage and a powerful whole-house generator for peace of mind during Florida's unpredictable weather. Water enthusiasts will appreciate the option to purchase a sixty-five-foot boat slip separately. The neighborhood places you moments from Riviera Dunes Marina and the Bradenton Area Convention Center, offering endless entertainment and recreation options. Your waterfront retreat awaits—schedule your private showing today! Chandelier above breakfast table is excluded from sale.

The essentials

Built
2007
Price / sqft
$497
On market
259 days
Annual tax
$14,166
HOA
$490/qtr
Flood zone
X500 · Low risk
Lot
10,829 sqft
Type
Single Family Residence

At a glance

Single family
Built 2007
Waterfront
Canal - Brackish
Private pool
Heated
3 car garage
Circular Driveway
0.25 acres
Lot size

Payment

Est. monthly payment
$11,340/mo
Down payment (20%)
$349,800
Property taxes
$1,181/mo
HOA
$490/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2007
Lot
10,829 sqft
Cooling
Central Air, Humidity Control, Zoned
Heating
Central, Electric, Heat Pump
Parking
Circular Driveway, Garage Door Opener, Oversized
Pool
Auto Cleaner, Fiber Optic Lighting, Gunite, Heated, In Ground, Lighting, Screen Enclosure
Waterfront
Canal - Brackish, Canal Front, River Front
Days on Market
259
Built-in Features
Ceiling Fans(s)
Central Vaccum
Coffered Ceiling(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Hurricane Shutters
Lighting
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sidewalk
Sliding Doors
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Kitchen Reverse Osmosis System
Microwave
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
James Tillman Elementary
Middle
Lincoln Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2024)
$14,166
Parcel #
2581602509

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Peninsula At Riviera Dunes
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
10,829 sqft
Flood Insurance RequiredCity LimitsLandscapedNear MarinaSidewalkStreet Dead-EndPrivate
HOA
$490/qtr
Eric Hagar

Price history

Date
Event
Price
5/20/2026
Price change
Source: Stellar MLS #A4679710
$1,749,000-2.5%
$497/sqft
-
Price change
Source: Stellar MLS #A4679710
$1,794,000-4.3%
$510/sqft
1/26/2026
Listed for sale
Source: Stellar MLS #A4679710
$1,875,000
$533/sqft

Neighborhood

120 12th Ave E
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $1,749,000
$1.73M – $1.75M
98.8% – 100% of listTops out right at the list price
80% of listList price
224 of the last 446 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 259 after a $126,000 cut.

Sample: 446 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$11,340/mo
Principal & interest$9,122
Property taxes$1,181
Insurance$875
HOA$163
Down payment20% · $349,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,749,000

$497 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,516 sq ft

Time on market

259 days

Year built

2007

Monthly payment

About $11,340/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $14,166 annual tax bill, insurance, and the $490/qtr HOA fee.

HOA fee

$490/qtr

Managed by Eric Hagar.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byOPPORTUNITY REAL ESTATE LLCListing agent: Tana McClainListing data from Stellar MLS, MLS# A4679710.

Keep exploring Florida

Pick up where you left off, or see what else is out there.