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Open house
Sunday, Oct 18 · 12:00 PM to 2:00 PM
About this home
3444 Carmichael St is a 1984-built home in Highland Lakes Unit Fifteen Ph 2 Lot 32, Palm Harbor. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,460 square feet of living space. Listed at $429,000 (about $294/sqft), 16 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $164 monthly.
Welcome to 3444 Carmichael St, where the big-ticket updates are already done and the lifestyle is ready when you are. This home is in Highland Lakes, Palm Harbor's active 55+ golf community, and it pairs thoughtful improvements with the peace of mind of knowing the major items have been handled: roof 2023, water softener 2022, and A/C 2017. The home is located outside both flood and evacuation zones. This home has been pre-inspected. A 2014 addition and remodel expanded and refreshed the home and created additional living space and an open floor plan to enjoy. The kitchen was updated with stone countertops and tile flooring. Refinished ceilings and recessed lighting give the interior a clean, bright feel, and classic 3" wood shutters throughout provide both privacy and easy light control. A walk-in closet provides generous storage. As part of the Highland Lakes master association, you'll enjoy low HOA fees and access to [community amenities: golf, clubhouse, pools, courts, social activities]. The community is close to Palm Harbor shopping, dining, medical services, and Gulf beaches. Schedule your private showing today.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$429,000
$294 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,460 sq ft
Time on market
16 days
Year built
1984
Monthly payment
About $2,758/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,708 annual tax bill, insurance, and the $164/mo HOA fee.
HOA fee
$164/mo
Managed by Scarlet Roach.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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