203 SW Silver Palm Dr, photo 1
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Overview

4 bd2 ba1,882 sqft2 car garageSingle Family
TypeSingle Family
HOA$70/mo
Built2025
Lot10,890 sqft
Living area1,882 sqft
Price / sqft$191
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboL DiningLiving Room/Dining Room Combo

203 SW Silver Palm Dr is a 2025-built home in Preserve/Laurel Lake, Lake City. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,882 square feet of living space. Listed at $359,900 (about $191/sqft), 9 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $70 monthly.

From the listing

LOWEST PRICE OF ANY AVAILABLE HOME in this Community! Best Deal in this premier Lake City community. Home is now vacant for IMMEDIATE OCCUPANCY at Closing. Exceptional W-I-D-E Frontage on this particular Building Lot with Privacy Fencing. Proximity of the home to highest value properties. Dynamic one-off Stone fascia Frontage on the house not seen elsewhere in the subdivision by Adams Homes. Inclusion of needed functional elements that would otherwise need to be purchased separately: Master Bath with Garden Tub and separate Tiled Shower. Full Matching Window Treatments Throughout. Frigidaire® Gallery Model Refrigerator / Freezer. GE® Profile high capacity Clothes Washer & Dryer. Pentair® Reverse Osmosis Drinking Water System in Kitchen. Five (5) Installed Ceiling Fans. Upgraded Lighting. In-Wall Safe for valuables. 6” Rain Gutters, Downspouts. House is Adult-Owned, smoke free & pet-free. Luxury Living starts here in one of Lake City’s Most Sought-After Communities! Welcome to The Preserve at Laurel Lake, where luxury, location, and exceptional value come together in this stunning 2025 Adams Homes residence. This move-in-ready home offers 4 spacious bedrooms and an open-concept floor plan with soaring ceilings, abundant natural light, luxury vinyl plank flooring, granite countertops, and a private owner’s retreat. Thoughtful features include a built-in security safe, drinking water filtration system in the kitchen, white privacy fencing, and a covered lanai overlooking the backyard, perfect for entertaining, relaxing, or enjoying peaceful North Florida evenings. Community amenities include a resort-style pool, tennis and basketball courts, playground, clubhouse, sidewalks, and beautifully maintained common areas, all with a low HOA. Conveniently located minutes from I-75 and I-10, with quick access to shopping, dining, medical facilities, and everyday conveniences, while still offering the quiet charm of one of Lake City’s premier neighborhoods. Outdoor enthusiasts will appreciate nearby Ichetucknee Springs, the Santa Fe River, and opportunities for kayaking, tubing, fishing, hiking, and exploring North Florida’s natural beauty. A-rated schools are also nearby, offering an ideal combination of lifestyle, location, and value.

The essentials

Built
2025
Price / sqft
$191
On market
9 days
Annual tax
$501
HOA
$70/mo
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Community pool
Shared amenity
2 car garage
Driveway
0.25 acres
Lot size
1,882 sqft
Living area

Payment

Est. monthly payment
$2,169/mo
Down payment (20%)
$71,980
Property taxes
$42/mo
HOA
$70/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
10,890 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Off Street
Days on Market
9
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Pest Guard System
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Tennis Court(s)
Playground
Pool
Sidewalks
Special Community Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Purifier
Elementary
Westside Elementary School-CO
Middle
Lake City Middle School-CO
High
Columbia High School-CO

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$501
Parcel #
03-4S-16-02731-140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Preserve/Laurel Lake
County
Columbia
MLS Area
32024 - Lake City
Lot Size
10,890 sqft
ClearedIn CountyLandscapedLevelSidewalkPaved
HOA
$70/mo
John McClanahan

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #TB8554397
$359,900
$191/sqft

Neighborhood

203 SW Silver Palm Dr
Lake City, FL, 32024 · 32024 - Lake City

Market insights

Offer Insights

Choose an offer strength

List price: $359,900
$345,000 – $359,900
95.9% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 home closings in 32024 landed at this number or higher (52%). The median one sat 49 days before it went under contract, and this one is on day 9.

Sample: 27 closed home sales in 32024 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,169/mo
Principal & interest$1,877
Property taxes$42
Insurance$180
HOA$70
Down payment20% · $71,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,900

$191 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,882 sq ft

Time on market

9 days

Year built

2025

Monthly payment

About $2,169/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $501 annual tax bill, insurance, and the $70/mo HOA fee.

HOA fee

$70/mo

Managed by John McClanahan.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byALTRU REALTYListing agent: Keith GordonListing data from Stellar MLS, MLS# TB8554397.

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