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Overview

4 bd3 ba2,551 sqft3 car garageSingle Family
TypeSingle Family
HOA$63/mo
Built2027
Lot7,061 sqft
Living area2,551 sqft
Price / sqft$154
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
ASHTON COVEY
Type
Single Family Residence

True monthly carry

HOA
~$63/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSplit BedroomStone CountersThermostatWalk-in Closet(s)

1742 Upland Ln is a 2027-built home in Ashton Covey, Winter Haven. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,551 square feet of living space. Listed at $392,175 (about $154/sqft), 173 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $63 monthly.

From the listing

Pre-Construction. To be built. Welcome to Ashton Covey in Winter Haven! Discover the ultimate Florida lifestyle in this stunning community. Perfectly situated just off US Highway 27, your new home offers seamless access to work, outdoor recreation, shopping, dining, and more. Imagine being less than 15 minutes from Downtown Winter Haven, where charming local shops and restaurants await your exploration. Plus, you're just 5 miles from public lake access at Lake Daisy, ideal for a day of boating, paddle boarding, and enjoying the water. The Sandalwood single-family home sets the standard for main level luxury. A convenient family entry welcomes you inside to unmatched space and style. A full bath sits between 2 bedrooms, while a guest suite with full bath is found off the 3-car garage. Use the versatile flex space as a home office. The gourmet kitchen includes a large island overlooking dining space and the family room, ideal for gathering with family and friends. Your luxurious owner’s suite features a double vanity bath and massive walk-in closet, plus private access to the rear lanai. You’ll be stunned by The Sandalwood. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

The essentials

Built
2027
Price / sqft
$154
On market
173 days
Annual tax
$0
HOA
$63/mo
Flood zone
X · Low risk
Lot
7,061 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
3 car garage
Driveway
7,061 sqft lot
Lot size
2,551 sqft
Living area
Brand new
Built 2027

Payment

Est. monthly payment
$2,811/mo
Down payment (20%)
$78,435
Property taxes
$0/mo
HOA
$63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
7,061 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
173
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Playground
Street Lights
Dishwasher
Disposal
Microwave
Range
Elementary
Chain O Lakes Elem
Middle
McLaughlin Academy Of Excellence
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$0
Parcel #
27-29-18-865158-000870

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Ashton Covey
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
7,061 sqft
Conservation AreaOversized LotSidewalkPaved
HOA
$63/mo
RYAN HOMES

Price history

Date
Event
Price
7/30/2026
Price change
Source: Stellar MLS #W7885110
$392,175+2.9%
$154/sqft
4/22/2026
Listed for sale
Source: Stellar MLS #W7885110
$380,990
$149/sqft

Neighborhood

1742 Upland Ln
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $392,175
$390,000 – $392,175
99.5% – 100% of listTops out right at the list price
80% of listList price
221 of the last 351 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 173.

Sample: 351 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,811/mo
Principal & interest$2,045
Property taxes$507
Insurance$196
HOA$63
Down payment20% · $78,435
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$392,175

$154 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,551 sq ft

Time on market

173 days

Year built

2027

Monthly payment

About $2,811/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $63/mo HOA fee.

HOA fee

$63/mo

Managed by RYAN HOMES.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMALTBIE REALTY GROUPListing agent: Bill MaltbieListing data from Stellar MLS, MLS# W7885110.

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