3926 Southern Valley Loop, photo 1
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Overview

3 bd3 ba2,606 sqft2 car garageSingle Family
TypeSingle Family
HOA$185/mo
Built2024
Lot20,688 sqft
Living area2,606 sqft
Price / sqft$248
Garage2 car

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About this home

High CeilingsOpen FloorplanSolid Surface CountersSolid Wood CabinetsThermostatTray Ceiling(s)Walk-in Closet(s)Association Recreation - Owned

3926 Southern Valley Loop is a 2024-built home in Southern Hills Plantation Ph 2, Brooksville. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,606 square feet of living space. Listed at $645,000 (about $248/sqft), 95 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 monthly.

From the listing

Virtually Staged. $30,000 in Flex Cash Incentives!! This stunning home built by semi-custom builder Spire Homes abounds with beautiful interior appointments and is located on one of the largest homesites within the community! This amazing home is beautifully positioned within the premier golf course and lifestyle community of Southern Hills Plantation. The lovely front exterior entry creates a warm and welcoming ambiance. Starting at the entry foyer, you will walk into a fabulous open, airy and spacious floor plan. This home features a gourmet, chef's delight kitchen with a massive island opening to the great room, allowing for ease of conversation and entertaining. The wood soft-close cabinetry throughout this beautiful home includes high-end quartz countertops, subway tile backsplash, and under-mount lighting with dimmers. You'll also love the 5-burner gas cooktop, gas tankless water heater and pre-plumbing, giving you the choice of gas or electric dryer. A 13 foot long walk-through pantry and an en-suite guest bed/bath offer fabulous uniqueness to this home. You will love the 8-foot doors and 5 1/4" baseboards throughout. The owner's suite and bath are awe-inspiring. LVP flooring in all main living areas comes with a lifetime residential warranty for further peace of mind. The expansive 35' extended lanai offers Florida outdoor living at its best. The lanai also offers a pre-plumbed gas drop for the further enjoyment of outdoor living and entertainment. The oversized side-entry garage allows for significant extra storage and sets the tone for the home's exterior ambiance. The homesite is oversized, measuring more than 260' deep, providing a very private backyard with a view of mature trees. Southern Hills Plantation offers a premier, manned and gated entrance and showcases a Pete Dye 18-hole Signature Golf Course. The elegant Southern Hills Clubhouse overlooks stunning rolling topography and the golf course. You'll love the Har-Tru clay surface tennis courts, pickleball courts, a full-service fitness center, swimming pool and spa, formal and informal restaurants, a putting green and driving range! If you are looking for a fabulous new home in a premier community, this home is for you! All information in this listing is intended to be accurate and is not warranted. The buyer or buyer's agent should verify all information.

The essentials

Built
2024
Price / sqft
$248
On market
95 days
Annual tax
$2,474
HOA
$185/mo
Flood zone
X · Low risk
Lot
20,688 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Fitness center too
2 car garage
Driveway
0.47 acres
Lot size
2,606 sqft
Living area

Payment

Est. monthly payment
$4,078/mo
Down payment (20%)
$129,000
Property taxes
$206/mo
HOA
$185/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
20,688 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener, Garage Faces Side, Oversized
Days on Market
95
High Ceilings
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
Park
Pool
Restaurant
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Elementary
Moton Elementary School
Middle
D.S. Parrot Middle
High
Hernando High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,474
Parcel #
R10-223-19-3572-0110-0530

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Southern Hills Plantation Ph 2
County
Hernando
MLS Area
34601 - Brooksville
Lot Size
20,688 sqft
LandscapedNear Golf CourseOversized LotSidewalkPaved
HOA
$185/mo
RealManage/Cheri Schrubbe

Price history

Date
Event
Price
9/6/2026
Price change
Source: Stellar MLS #W7887475
$645,000+4.0%
$248/sqft
-
Price change
Source: Stellar MLS #W7887475
$620,000+1.6%
$238/sqft
7/8/2026
Listed for sale
Source: Stellar MLS #W7887475
$610,000+771.4%
$234/sqft
4/16/2024
Sold
Source: Hernando County Public Record
$70,000
$27/sqft

Neighborhood

3926 Southern Valley Loop
Brooksville, FL, 34601 · 34601 - Brooksville

Market insights

Offer Insights

Choose an offer strength

List price: $645,000
$635,000 – $645,000
98.6% – 100% of listTops out right at the list price
80% of listList price
78 of the last 155 home closings in 34601 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 95.

Sample: 155 closed home sales in 34601 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,078/mo
Principal & interest$3,364
Property taxes$206
Insurance$323
HOA$185
Down payment20% · $129,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$645,000

$248 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,606 sq ft

Time on market

95 days

Year built

2024

Monthly payment

About $4,078/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,474 annual tax bill, insurance, and the $185/mo HOA fee.

HOA fee

$185/mo

Managed by RealManage/Cheri Schrubbe.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTROPIC SHORES REALTY LLCListing agent: Dan HolubListing data from Stellar MLS, MLS# W7887475.

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